200 Prairie Bluff Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 200 Prairie Bluff Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,356 sqft · built 2016
Lot Size	0.079 acres (3,447 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2026)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884730484023`

Property Details

APN / Parcel Number

Primary APN	`884730484023`
Alternative APNs	`884730486005` `884730484005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
1st Floor Area	678 sqft
Basement Area	678 sqft
Finished Basement	540 sqft
Unfinished Basement	138 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,447 sqft (0.079 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	200 PRAIRIE BLUFF DR
City	SERGEANT BLUFF
State	IA
Zip	51054-2500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SERGEANT BLUFF CITY OF BAKER PRAIRIE BLUFF CONDO UNIT 5 ON LOT 4 AND AN UNDIV 2.85% INT IN & TO COMMON AREA OF LOTS 1, 2, 3,
Legal Range	47W
Legal Township	88N
Legal Section	30
Legal Subdivision	FIRST FILLING ADDITION
Legal Tract	B
Legal Lot Number	1-6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3019
Census Tract	3301

Owner

200 Prairie Bluff Dr, a condominium, is owned and occupied by an individual who bought it in January 2026.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	200 PRAIRIE BLUFF DR, SERGEANT BLUFF, IA 51054-2500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY NATIONAL BANK
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Deed Document Number	20261006
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	200 PRAIRIE BLUFF DR, SERGEANT BLUFF, IA 51054-2500
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008550
Date	Jun 21, 2021
Instrument	2021-08550

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jan 27, 2026
Property Address	200 PRAIRIE BLUFF DR, SERGEANT BLUFF, IA 51054-2500
Document Number	0000001006
Instrument Date	Jan 6, 2026
Instrument	2026-01006
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PRAIRIE BLUFF DR, SERGEANT BLUFF, IA 51054-2500

Mortgage

Document Number	0000001007
Date	Jan 27, 2026
Instrument	2026-01007

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2036
Change Frequency	10 Years
Min Rate At Change	5%
Max Rate At Change	8.25%
Index	10-Year TN
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 200 Prairie Bluff Dr was $1,812.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00	$168,100 Land $9,880 Building $158,220	$168,100 Land $9,880 Building $158,220
2023	$1,628.00 (-1.21%)	$108,800 (+16.04%) Land $9,880 Building $98,920	$168,100
2022	$1,648.00 (+83.93%)	$93,760 Land $11,750 Building $82,010
2021	$896.00		$167,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Prairie Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Prairie Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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