200 Phyllis Dr, Spencer, IN 47460 Property Records

Owen County property record for 200 Phyllis Dr, Spencer, IN 47460

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,838 sqft · built 1986
Lot Size14.4 acres (630,749 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jun 2017)
Tax Bill$2,061 (2025)
Deeds & MortgagesMay 2024 Transfer
Jul 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN60-10-23-304-140.000-027

Property Details

APN / Parcel Number

Primary APN60-10-23-304-140.000-027
Alternative APN
  • 00001026210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
1st Floor Area1,838 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area630,749 sqft (14.4 acres)
TerrainLow
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001026210
Street Address200 PHYLLIS DR
CitySPENCER
StateIN
Zip47460-6697
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT SE & PT SW S23 T10 R3 14.48A **TOD TO JAMES D KELLEY DANYELLE L BALLMER LESLIE R KELLEY SAMANTHA J CARVER & MICHAEL SHANE
Legal Range3
Legal Township10
Legal Section23
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1011
Census Tract955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address200 PHYLLIS DR, SPENCER, IN 47460-6697
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Transfer on Death Deed, Transfer
Jul 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
HALLMARK HOME MORTGAGE LLC
Jun 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 21, 2017Deed of Trust, Mortgage · ARM
OWEN COUNTY STATE BANK
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
HALLMARK HOME MORTGAGE LLC
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on File
Deed SaleJun 30, 2017 · Amount on File
Deed Document Number20179925764
Last Transfer DateApr 30, 2024
Transfer Doc0000236439
Record UpdatedSep 20, 2026

May 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionOWEN IN
Recording DateMay 2, 2024
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Document Number0000236439
Instrument DateApr 30, 2024
Instrument236439
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address200 PHYLLIS DR, SPENCER, IN 47460-6697

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number209527
DateJul 10, 2017
Instrument209527
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
AddressFORT WAYNE, IN 46825
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2047

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Transaction TypeMortgage
Record UpdatedDec 10, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number213171
DateJun 15, 2018
Instrument213171
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number208609
DateApr 21, 2017
Instrument208609
Lender
NameOWEN COUNTY STATE BANK
TypeBank
AddressSPENCER, IN 47460
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueApr 14, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateApr 14, 2018
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate10.1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number209793
DateJul 31, 2017
Instrument209793
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
AddressFORT WAYNE, IN 46825
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address200 PHYLLIS DR, SPENCER, IN 47460-6697
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number223031
DateDec 28, 2020
Instrument223031
Lender
NameHALLMARK HOME MORTGAGE LLC
TypeMortgage Company
AddressFORT WAYNE, IN 46825
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,061.00 (+13.74%) Homeowner's exemption$316,300 (+28.21%) Land $43,900 Building $272,400$316,300 (+28.21%) Land $43,900 Building $272,400
2024$1,812.00 (+4.08%)
2023$1,741.00 (-3.01%)$246,700 Land $37,400 Building $209,300$246,700 Land $37,400 Building $209,300
2022$1,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims15 (2003–2025)
Claims Outside the SFHA4 of 15
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
South Central Indiana REMC
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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