Harford County property record for 200 Palmetto Dr, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1977 |
| Lot Size | 0.137 acres (5,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,500 (Aug 2019) |
| Tax Bill | $2,138 (2026) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-072900 |
| Primary APN | 01-072900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,980 sqft (0.137 acres) |
| Lot Dimensions | 130 ft deep x 42 ft wide |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 072900 |
|---|---|
| Street Address | 200 PALMETTO DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3522 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 262 50/42X130 200 PALMETTO DRIVE WILLBY WOODS PT 25/29 |
| Legal Subdivision | PLAT 4 WILLOUGHBY WOODS |
| Legal Lot Number | 200,262 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 PALMETTO DR, DT, EDGEWOOD, MD 21040-3522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 29, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2014 · Amount on Record |
| Deed Book / Page | 13417 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 200 PALMETTO DR, EDGEWOOD, MD 21040-3522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0152350204 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 15235/204 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 29, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 200 PALMETTO DR, EDGEWOOD, MD 21040-3522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SWAR TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0136790330 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 13679/0330 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 29, 2019 |
| Property Address | 200 PALMETTO DR, EDGEWOOD, MD 21040-3522 |
| Document Number | 0134170001 |
| Book / Page | 13417 / 0001 |
| Map Reference | MB HDC25 FO 25 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SWAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 PALMETTO DR, EDGEWOOD, MD 21040-3522 |
| Document Number | 0000134177 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 13417/7 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,138.00 (+13.97%) | $196,200 (+22.55%) Land $50,000 Building $146,200 | $196,200 (+22.55%) Land $50,000 Building $146,200 |
| 2025 | $1,876.00 (+12.88%) | ||
| 2023 | $160,100 Land $50,000 Building $110,100 | $160,100 Land $50,000 Building $110,100 | |
| 2022 | $1,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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