200 Palm Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 200 Palm Cir, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,483 sqft · built 1989
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Dec 2020)
Tax Bill	$11,212 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`12-12-31-5000-00020-0240`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-5000-00020-0240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,483 sqft Living Area
Gross Area	4,919 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Width	80 ft Width
Driveway	Concrete Driveway
Driveway Area	1,008 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	728 sqft
Patio Area	870 sqft
Boat Access	Boat Access
Boat House	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 PALM CIR
City	FLAGLER BEACH
State	FL
Zip	32136-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM ISLAND UR BLK 2 LOT 24 OR 30 PG 365 OR 131 PG 346 OR 116 PG 342 OR 126 PG 584 OR 131 PG 347 OR 254 PG 99 OR 336 PG 856 OR 521 PG 533 OR 1047 PG 885 OR 1332/824 OR 2188/1667-DC OR 2243/287-289-ACM & DC
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM ISLAND UR
Legal Block	2
Legal Lot Number	24
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1022
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 PALM CIR, FLAGLER BEACH, FL 32136-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Mar 2, 2004 · Amount on Record
Deed Document Number	202050161
Deed Book / Page	2501 / 465
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0013320824
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 2, 2020
Property Address	200 PALM CIR, FLAGLER BEACH, FL 32136-3305
Document Number	0025010465
Book / Page	2501 / 465
Instrument Date	Nov 23, 2020
Instrument	2020050161
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 PALM CIR, 200, FLAGLER BEACH, FL 32136-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 N PARK LN, PALM COAST, FL 32137-1612

Mortgage

Document Number	0002501467
Date	Dec 2, 2020
Instrument	2501/467

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	200 PALM CIR, FLAGLER BEACH, FL 32136-3305
Document Number	0022561108
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PALM CIR FLAGLER BEACH FL 321363305, FLAGLER BEACH, FL 32136-3305

Mortgage

Document Number	0022561108
Date	Jan 31, 2018
Book Page	002256/001108
Instrument	3748

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,212.00 (+2.79%) Homeowner's exemption	$617,633 (+5.99%)	$849,611 (+10.85%) Land $248,000 Building $601,611
2024	$10,908.00 (+3.47%)
2023	$10,542.00 (+1.6%) Homeowner's exemption Widower's exemption	$582,744 (+3%)	$766,438 (+2.25%) Land $248,000 Building $518,438
2022	$10,376.00 Homeowner's exemption Widower's exemption	$565,771	$749,538 Land $248,000 Building $501,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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