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200 Oyster Catcher, Emerald Isle, NC 28594 Property Records

Carteret County property record for 200 Oyster Catcher, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,904 sqft · built 2015
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (May 2005)
Tax Bill$3,196 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5373.11.75.2093000

Property Details

APN / Parcel Number

Primary APN5373.11.75.2093000
Alternative APNs
  • 129019
  • 49867

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,904 sqft Heated Area
Gross Area1,152 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions97 ft deep x 81 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number49867
Street Address200 OYSTER CATCHER
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL281 LANDS END
Legal SubdivisionLANDS END
Legal Block75
Legal Lot Number281
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2037
Census Tract970904

Owner

200 Oyster Catcher is owned by two individuals who bought it in May 2005.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address532 ADKINS RIDGE RD, ROLESVILLE, NC 27571-9008
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2005 · Amount on File
Deed SaleMay 13, 2005 · Amount on File
Prior SaleAug 10, 2004 · Amount on File
Deed Document Number20051111079
Deed Book / Page1111 / 79
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address200 OYSTER CATCHER, EMERALD ISLE, NC 28594
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017060452
DateFeb 3, 2021
Book Page1706/452
Instrument1706452
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 200 Oyster Catcher was $3,196.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$837,564 (-) Land $374,440 Building $463,124$837,564 (-) Land $374,440 Building $463,124
2025$3,196.00$837,564 Land $374,440 Building $463,124$837,564 Land $374,440 Building $463,124
2023$368,984 Land $114,436 Building $254,548$368,984 Land $114,436 Building $254,548
2022$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Oyster Catcher in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Oyster Catcher is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oyster Catcher

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