200 Opal Ave, Westminster, MD 21157 Property Records

Carroll County property record for 200 Opal Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,208 sqft · built 1972
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$162,100 (Feb 1990)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-019266`

Property Details

APN / Parcel Number

Primary APN	`08-019266`
Alternative APNs	`8019266` `019266`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,208 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	684 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	019266
Street Address	200 OPAL AVE
City	WESTMINSTER
State	MD
Zip	21157-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT. 25 26 1.139 AC OPAL AVE PLT. 10-94 SUMMER HILL SC ASPEN RUN
Legal Subdivision	ASPEN RUN
Legal Lot Number	25
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2010
Census Tract	508200

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 OPAL AVE, WESTMINSTER, MD 21157-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2018	Deed of Trust, Mortgage · VA Mortgage LENOX FINANCIAL MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 5, 1990 · Amount on Record
Deed Sale	Feb 5, 1990 · Amount on Record
Prior Sale	Sep 24, 1985 · Amount on Record
Deed Book / Page	1192 / 764
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	200 OPAL AVE, WESTMINSTER, MD 21157-6634
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103470001
Date	Jun 28, 2021
Book Page	10347/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	200 OPAL AVE, WESTMINSTER, MD 21157-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091550481
Date	Nov 2, 2018
Book Page	9155/0481

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	200 OPAL AVE, WESTMINSTER, MD 21157-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095760352
Date	Feb 24, 2020
Book Page	9576/0352

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,233 (+13.2%)	$531,500 (+14.28%) Land $201,300 Building $330,200
2025	$5,247.00 (+7.9%) Homeowner's exemption
2023	$4,863.00 Homeowner's exemption	$430,433	$465,100 Land $146,300 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Opal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures