200 Old Smith Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 200 Old Smith Rd, Watsonville, CA 95076

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 3 ba · 2,724 sqft · built 1972
Lot Size1.57 acres (68,433 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Oct 2019)
Tax Bill$11,518 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN109-112-14

Property Details

APN / Parcel Number

Primary APN109-112-14
Alternative APN
  • 109-112-14-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,724 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area68,433 sqft
TerrainSteep
View / LotValley
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area792 sqft
Patio Area792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address200 OLD SMITH RD
CityWATSONVILLE
StateCA
Zip95076-8676
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
Legal SubdivisionRANCHO SALSIPUEDES
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1027
Census Tract122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 OLD SMITH RD, WATSONVILLE, CA 95076-8676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BK
Oct 25, 2019Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleMay 26, 2006 · Amount on Record
Deed Document Number201933127
Prior Transfer DateAug 18, 2016
Prior Transfer Doc0000032575
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address200 OLD SMITH RD, WATSONVILLE, CA 95076-8676
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OLD SMITH RD, WATSONVILLE, CA 95076-8676

Mortgage

Document Number0000016265
DateMar 19, 2021
Instrument2021-0016265
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address200 OLD SMITH RD, WATSONVILLE, CA 95076-8676
Document Number0000027762
Instrument DateJul 18, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OLD SMITH RD WATSONVILLE CA 950768676, WATSONVILLE, CA 95076-8676

Mortgage

Document Number0000027762
DateJul 27, 2020
Instrument27762
Lender
NameFREMONT BK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 25, 2019
Property Address200 OLD SMITH RD, WATSONVILLE, CA 95076-8676
Document Number0000033127
Instrument DateOct 23, 2019
Instrument33127
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OLD SMITH RD WATSONVILLE CA 950768676, WATSONVILLE, CA 95076-8676

Mortgage

Document Number33128
DateOct 25, 2019
Instrument33128
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$948,191 (+2%) Land $669,311 Building $278,880
2025$11,518.00 (+13.12%)$929,600 (+4.04%) Land $656,188 Building $273,412
2023$10,182.00 (+1.83%)$893,502 Land $630,707 Building $262,795$1,253,610
2022$9,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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