Chesapeake City property record for 200 Old Oaks Ter, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,543 sqft · built 1992 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,500 (May 2000) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Aug 2023 Line of Credit + 2 more |
| APN | 0475001000510 |
| Primary APN | 0475001000510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 1,008 sqft |
| Attic | Attic |
| Attic Area | 506 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 141 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Slab |
| Porch Area | 52 sqft |
| Patio Area | 1,008 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 OLD OAKS TER |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 51 CEDARWOOD SEC ONE |
| Legal Subdivision | CEDARWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21005 |
200 Old Oaks Ter is owned and occupied by two individuals who bought it in May 2000.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 OLD OAKS TER, CHESAPEAKE, VA 23322-6527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| Dec 9, 2010 | Deed of Trust, Mortgage DENNIS M ELLMER PRI |
| Jul 19, 2013 | Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2000 · Amount on File |
| Deed Sale | May 31, 2000 · Amount on File |
| Deed Book / Page | 4085 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 200 OLD OAKS TER, CHESAPEAKE, VA 23322-6527 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00009997/3 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 9997/3 |
| Instrument | 190006607 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 200 OLD OAKS TER, CHESAPEAKE, VA 23322-6527 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10684/1986 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 10684/1986 |
| Instrument | 230016654 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Aug 2, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 200 OLD OAKS TER, CHESAPEAKE, VA 23322-6527 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008285/525 |
|---|---|
| Date | Dec 9, 2010 |
| Book Page | 8285/525 |
| Name | DENNIS M ELLMER PRI |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 1, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 200 OLD OAKS TER, CHESAPEAKE, VA 23322-6527 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009145/177 |
|---|---|
| Date | Jul 19, 2013 |
| Book Page | 9145/177 |
| Name | GREEN TREE SERVICING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 200 Old Oaks Ter was $4,919.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,100 (+8.44%) Land $195,000 Building $333,100 | $528,100 (+8.44%) Land $195,000 Building $333,100 | |
| 2025 | $4,919.00 | $487,000 Land $175,000 Building $312,000 | $487,000 Land $175,000 Building $312,000 |
| 2023 | $446,900 (+11.17%) Land $155,000 Building $291,900 | $446,900 (+11.17%) Land $155,000 Building $291,900 | |
| 2022 | $402,000 Land $130,000 Building $272,000 | $402,000 Land $130,000 Building $272,000 | |
| 2019 | $3,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 200 Old Oaks Ter; there have been 63 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 253 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 63 (1978–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Old Oaks Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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