Bergen County and River Edge Borough property record for 200 Oak Ave, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 2,387 sqft · built 1949 |
| Lot Size | 0.21 acres (9,165 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (May 2023) |
| Tax Bill | $18,518 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-01205-0000-00007 |
| Primary APN | 52-01205-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,387 sqft Living Area |
| 1st Floor Area | 2,387 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 9,165 sqft (0.21 acres) |
| Account Number | 019900 |
|---|---|
| Street Address | 200 OAK AVE |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 65IRR 1.0LT |
| Legal Subdivision | ONTINENTAL RDG SEC 10 |
| Legal Block | 1205 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 48200 |
200 Oak Ave is owned and occupied by two individuals who bought it in May 2023.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORPORATION |
| May 17, 2023 | Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Sep 2, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jun 5, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on File |
| Deed Sale | May 17, 2023 · Amount on File |
| Prior Sale | Jul 29, 1988 |
| Deed Document Number | 202332957 |
| Deed Book / Page | 4995 / 1426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Document Number | 0000024467 |
| Book / Page | 5771 / 54 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202624467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Document Number | 0000024467, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5771/54 |
| Instrument | 202624467 |
| Name | GENERAL MORTGAGE CAPITAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 17, 2023 |
| Property Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Document Number | 0049951426 |
| Book / Page | 4995 / 1426 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023032957 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,385.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 SE 5TH AVE, FORT LAUDERDALE, FL 33301-2932 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Document Number | 2023032958 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023032958 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036910497 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 3691/497 |
| Instrument | 20-080811 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 200 OAK AVE, RIVER EDGE, NJ 07661-1028 |
| Document Number | 0029802214 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | SOUTHWEST FINANCIAL |
| Name | Verified Name |
|---|---|
| Address | 200 OAK AVE RIVER EDGE NJ 076611028, RIVER EDGE, NJ 07661-1028 |
| Document Number | 0029802214 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 002980/002214 |
| Instrument | 45748 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 200 Oak Ave was $18,518, up 1% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,700 (+6.21%) Land $393,300 Building $419,400 | $812,700 (+6.21%) Land $393,300 Building $419,400 | |
| 2025 | $18,518.00 (+9.97%) | $765,200 Land $365,800 Building $399,400 | $765,200 Land $365,800 Building $399,400 |
| 2024 | $16,839.00 | ||
| 2023 | $424,700 Land $211,200 Building $213,500 | $424,700 Land $211,200 Building $213,500 | |
| 2022 | $15,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Oak Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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