St. Charles County property record for 200 N Main St, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,792 sqft · built 1890 |
| Lot Size | 0.078 acres (3,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,174,024 (Jun 2022) |
| Tax Bill | $5,643 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000190A000 |
| Primary APN | 000190A000 |
|---|---|
| Alternative APN |
|
| Building Area | 3,792 sqft Living Area |
|---|---|
| Gross Area | 4,692 sqft |
| 1st Floor Area | 3,792 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,375 sqft (0.078 acres) |
| Lot Dimensions | 125 ft deep x 27 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 000190A000 |
|---|---|
| Street Address | 200 N MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 10 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 000190A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8040 TOWNES WAY, SAINT LOUIS, MO 63117-1377 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 09, 2022 | Warranty Deed, Construction Loan · Construction Mortgage MIDWEST REGIONAL BANK |
| Apr 04, 2022 | Warranty Deed, Transfer · Line of Credit COMMERCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Apr 04, 2022 · Amount on Record |
| Deed Document Number | 202232525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 09, 2022 |
| Property Address | 200 N MAIN ST, SAINT CHARLES, MO 63301-2829 |
| Document Number | 0000032525 |
| Instrument Date | Jun 08, 2022 |
| Instrument | 2022R-032525 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4437 TUMBLEWEED TRL, SAINT CHARLES, MO 63304-7321 |
| Name | Verified Name |
|---|---|
| Address | 3 RAINIER CT, O FALLON, MO 63366-4813 |
| Document Number | 0000032526 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022R-032526 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 04, 2022 |
| Property Address | 200 N MAIN ST, SAINT CHARLES, MO 63301-2829 |
| Document Number | 0000018945 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022R-018945 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3893 MID RIVERS MALL DR, COTTLEVILLE, MO 63376-2870 |
| Name | Verified Name |
|---|---|
| Address | 200 N MAIN ST, SAINT CHARLES, MO 63301-2829 |
| Document Number | 0000018946 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022R-018946 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,643.00 (+5.36%) | $90,903 (-36.15%) | $478,439 (+7.54%) Land $64,969 Building $413,470 |
| 2024 | $5,356.00 | ||
| 2023 | $142,368 | ||
| 2022 | $444,904 Land $64,969 Building $379,935 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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