200 N Main St, Freeland, MI 48623 Property Records

Saginaw County property record for 200 N Main St, Freeland, MI 48623

Property Summary

Property TypeCommercial
Details28,234 sqft · built 1970
Lot Size0.44 acres (19,166 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (Sep 2025)
Tax Bill$37,252 (2024)
Deeds & MortgagesSep 2025 Sale & Line of Credit
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-13-3-16-3038-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-3038-000
Alternative APN
  • 29-13-3-16-3038-003

Exterior

Lot Area19,166 sqft (0.44 acres)

Location & Zoning

Street Address200 N MAIN ST
CityFREELAND
StateMI
Zip48623-9001
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM AT S 1/4 CORN OF SEC 16 TH N 02?31'00" E 510 FT TO N LINE OF KING ST TH N 87?32'00" W ALG SD N LINE OF KING ST 635.50 FT
Legal Range03E
Legal Township13N
Legal Section16
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1031
Census Tract10101

Owner

Source: Saginaw County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address200 N MAIN ST, FREELAND, MI 48623-9001
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Warranty Deed, Transfer · Line of Credit
1ST STATE BANK
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 19, 2019Warranty Deed, Transfer · Line of Credit
WILSHIRE FIN PTRS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Deed Document Number202522775
Prior Transfer DateOct 1, 2001
Prior Transfer Doc0007053627
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateSep 23, 2025
Property Address200 N MAIN ST, FREELAND, MI 48623-9001
Document Number0000022775
Instrument DateSep 9, 2025
Instrument2025022775
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6479 WYNDHAM DR, WEST BLOOMFIELD, MI 48322-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 N MAIN ST, FREELAND, MI 48623-9001

Mortgage

Document Number0000022776
DateSep 23, 2025
Instrument2025022776
Lender
Name1ST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address200 N MAIN ST, FREELAND, MI 48623-9001
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018744
DateJul 29, 2020
Instrument2020018744
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 19, 2019
Property Address200 N MAIN ST, FREELAND, MI 48623-9001
Document Number0000020803
Instrument DateJul 9, 2019
Instrument20803
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyASK SERVICES INC, ASK SVCS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 N HAGGERTY RD #300 CANTON MI 481873605, 300, CANTON, MI 48187-3605

Mortgage

Document Number20804
DateAug 19, 2019
Instrument20804
Lender
NameWILSHIRE FIN PTRS
TypeFunding / Finance Company
Address1400 NEWPORT CENTER DR # 250, NEWPORT BEACH, CA 92660-0946
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,500 (-77.82%)$303,000 (-77.82%)
2025$683,200 (+5.25%)$1,366,400 (+5.25%)
2024$37,252.00 (+15.57%)
2023$649,100$1,298,200
2022$32,232.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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