200 N Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 200 N Main St, Andover, MA 01810

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,510 sqft · built 1907
Lot Size	0.141 acres (6,125 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jan 2018)
Tax Bill	$7,531 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`ANDO M:00037 B:00030 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00037 B:00030 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,510 sqft Living Area
Gross Area	6,636 sqft
Basement Area	1,785 sqft
Unfinished Basement	1,785 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,125 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	200 N MAIN ST
City	ANDOVER
State	MA
Zip	01810-3111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU
Legal Block	30
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3022
Census Tract	254100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Village Industrial District listed 1982 · 82 contributing resources · NRIS 82000476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Andover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 PINE ST, MALDEN, MA 02148-2346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Jan 2, 2018	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Deed Book / Page	15351 / 251
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	200 N MAIN ST, ANDOVER, MA 01810-3111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16180-235
Date	Feb 5, 2020
Book Page	16180/235
Instrument	2898

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 2, 2018
Property Address	200 N MAIN ST, ANDOVER, MA 01810-3111
Document Number	15351-251
Book / Page	015351 / 000251
Instrument Date	Dec 21, 2017
Instrument	100
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 PINE ST MALDEN MA 021482356, MALDEN, MA 02148-2356

Mortgage

Document Number	15351-254
Date	Jan 2, 2018
Book Page	015351/000254
Instrument	102

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,531.00 (+14.09%)	$603,000 (+17.66%) Land $258,600 Building $344,400	$887,502
2024	$6,601.00 (-2.32%)	$512,500 (+3.6%) Land $240,900 Building $271,600
2023	$6,758.00	$494,700 Land $223,100 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	72 units insured incl. 60 condo units
Nearby Flood Claims	43 (1979–2010)
Claims Outside the SFHA	5 of 43
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 12 claims Severe Storms And Flooding, May 2006 · 9 claims Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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