200 N Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 200 N Frances St, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	12,714 sqft · built 1900
Lot Size	0.717 acres (31,250 sqft)
Owner	Owner Name on Record
Last Sale	$300,000 (Mar 2010)
Tax Bill	$31,007 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R40240`

Property Details

APN / Parcel Number

Primary APN	`R40240`
Alternative APN	`00.3710.0066.0003.00.06.06`

Interior

Stories	2 Stories
Building Area	12,714 sqft Total Area
1st Floor Area	8,154 sqft
2nd Floor Area	4,560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Lot Area	31,250 sqft (0.717 acres)
Lot Depth	125 ft Depth
Porch	Covered Porch
Porch Area	40 sqft

Location & Zoning

Account Number	R40240
Old Parcel Number	00371000660003000606
Street Address	200 N FRANCES ST
City	TERRELL
State	TX
Zip	75160-2655
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TERRELL ORIGINAL BLOCK 66 LOTS 3 & 4
Legal Subdivision	TERRELL ORIGINAL
Legal Block	66
Legal Lot Number	3,4 4
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1041
Census Tract	50401

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 40, TERRELL, TX 75160-9003

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2010 · Amount on Record
Deed Sale	Mar 9, 2010 · Amount on Record
Deed Document Number	2010-0003747
Deed Book / Page	3729 / 378
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	200 N FRANCES ST, TERRELL, TX 75160-2655
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093650351
Date	Mar 19, 2026
Book Page	9365/351
Instrument	2026-0008048

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Dec 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	200 N FRANCES ST, TERRELL, TX 75160-2655
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093620388
Date	Mar 17, 2026
Book Page	9362/388
Instrument	2026-0007795

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	200 N FRANCES ST, TERRELL, TX 75160-2655
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093540054
Date	Mar 10, 2026
Book Page	9354/54
Instrument	2026-0007059

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Sep 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	200 N FRANCES ST, TERRELL, TX 75160-2655
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093340036
Date	Feb 23, 2026
Book Page	9334/36
Instrument	2026-0005224

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Aug 4, 2040

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,400,000 (+0.72%) Land $156,250 Building $1,243,750	$1,400,000 (+0.72%) Land $156,250 Building $1,243,750
2024	$31,007.00 (-5.27%)
2023	$32,732.00 (-1.76%)	$1,390,000 Land $156,250 Building $1,233,750	$1,390,000 Land $156,250 Building $1,233,750
2022	$33,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: ANTS Technology, Element8, Nextlink, Verizon.

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