Lapeer County property record for 200 N Elba Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,690 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,400 (Aug 2017) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-005-022-00 |
| Primary APN | 008-005-022-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,118 sqft |
| Flooring | Carpet |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 200 N ELBA RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 08 06 803 000 00 SEC 5 T7N R9E THE S 8 RODS OF W 20 RODS OF N 1/2 OF N 1/2 OF SW 1/4. 1 A. |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 23, 2019 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH |
| Aug 4, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on Record |
| Deed Sale | Aug 4, 2017 · Amount on Record |
| Prior Sale | Aug 13, 2008 · Amount on Record |
| Deed Book / Page | 2909 / 709 |
| Prior Transfer Date | Jun 10, 2008 |
| Prior Transfer Doc | 0023420344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 200 ELBA RD, LAPEER, MI 48446-8007 |
| Document Number | 0033560105 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 3356/105 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Document Number | 0030340063 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 200 N ELBA RD LAPEER MI 484468007, LAPEER, MI 48446-8007 |
| Document Number | 0030340063 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 003034/000063 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Document Number | 0030340056 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 200 N ELBA RD LAPEER MI 484468007, LAPEER, MI 48446-8007 |
| Document Number | 0030340056 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 003034/000056 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Document Number | 0029740935 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 200 N ELBA RD LAPEER MI 484468007, LAPEER, MI 48446-8007 |
| Document Number | 0029740935 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 002974/000935 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 4, 2017 |
| Property Address | 200 N ELBA RD, LAPEER, MI 48446-8007 |
| Document Number | 0029090709 |
| Book / Page | 2909 / 709 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4230 JOLIET AVE, WARREN, MI 48091-4464 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,800 (+7.21%) | $151,600 (+7.21%) | |
| 2025 | $1,858.00 (+13.64%) Homeowner's exemption | $70,700 (+4.74%) | $141,400 (+4.74%) |
| 2023 | $67,500 | $135,000 | |
| 2022 | $1,635.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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