200 N 3rd St, Beresford, SD 57004 Property Records

Union County property record for 200 N 3rd St, Beresford, SD 57004

Property Summary

Property Type	Commercial
Details	10,500 sqft · built 1947
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.01.07.1030`

Property Details

APN / Parcel Number

Primary APN	`02.01.07.1030`

Interior

Stories	2 Stories
Building Area	10,500 sqft Living Area
Gross Area	5,250 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	200 N 3RD ST
City	BERESFORD
State	SD
Zip	57004-1744
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 7, 8 & 9 BLK 7 ORIG BERES CITY
Legal Subdivision	ORIGINAL CITY OF BERESFORD
Legal Block	7
Legal Lot Number	7-9
Legal Unit	3
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2053
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 VERMILLION ST, CENTERVILLE, SD 57014-2224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK
Nov 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK
Dec 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	200 N 3RD ST, BERESFORD, SD 57004-1744
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0914
Date	Nov 29, 2018
Book Page	172/0914
Instrument	185077

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2038

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	200 N 3RD ST, BERESFORD, SD 57004-1744
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00170/0851
Date	Nov 13, 2017
Book Page	170/0851
Instrument	174509

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 10, 2018

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	200 N 3RD ST, BERESFORD, SD 57004-1744
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00170/0907
Date	Dec 1, 2017
Book Page	170/0907
Instrument	174833

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 29, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,830.00	$168,173 (-) Land $26,784 Building $141,389
2025	$2,830.00 (+13.7%)	$168,173 (+2%) Land $26,784 Building $141,389
2024	$2,489.00 (-3.53%)
2023	$2,580.00 (-8.9%)	$140,144 Land $22,320 Building $117,824
2022	$2,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak, Verizon.

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