200 Mount Carmel Rd, Monroe, VA 24574 Property Records

Amherst County property record for 200 Mount Carmel Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,526 sqft · built 1974
Lot Size	25 acres (1,089,566 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2021)
Tax Bill	$3,522 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Jun 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`107 A 20`

Property Details

APN / Parcel Number

Primary APN	`107 A 20`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,162 sqft
Basement Area	1,227 sqft
Unfinished Basement	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,089,566 sqft (25 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	200 MOUNT CARMEL RD
City	MONROE
State	VA
Zip	24574-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON RT 653 HOUSE TRACT SEE DB 847-418,1290-56 107 A
Legal Subdivision	KATHERINE E HUGHES
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3017
Census Tract	10300

Owner

200 Mount Carmel Rd is owned and occupied by an individual who acquired it in June 2024.

Source: Amherst County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Jun 13, 2024	Intrafamily Transfer, Transfer
Apr 16, 2024	Special Warranty Deed, Transfer
May 5, 2022	Warranty Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING
Aug 11, 2021	Warranty Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING
Jul 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Deed Document Number	20213155
Last Transfer Date	Jun 12, 2024
Transfer Doc	0000001584
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002749
Date	Oct 7, 2024
Instrument	240002749

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMHERST VA
Recording Date	Jun 13, 2024
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Document Number	0240001584
Instrument Date	Jun 12, 2024
Instrument	240001584
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 16, 2024
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Document Number	0240000917
Instrument Date	Apr 11, 2024
Instrument	240000917
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	May 5, 2022
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Document Number	0220001709
Instrument Date	Feb 24, 2022
Instrument	220001709
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 11, 2021
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Document Number	0210003155
Instrument Date	Aug 10, 2021
Instrument	210003155
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 MAIN ST STE 15, 15, LYNCHBURG, VA 24504-1524

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMHERST VA
Recording Date	Jul 1, 2021
Property Address	200 MOUNT CARMEL RD, MONROE, VA 24574-2215
Document Number	0210002602
Instrument Date	Mar 24, 2021
Instrument	210002602
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 200 Mount Carmel Rd was $3,522, up 39.6% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,522.00 (+39.6%)	$413,700 Land $104,500 Building $309,200	$629,100 Land $128,300 Building $500,800
2025	$2,523.00
2024		$413,700 (-) Land $104,500 Building $309,200	$413,700 (-) Land $104,500 Building $309,200
2023	$2,523.00	$413,700 Land $104,500 Building $309,200	$413,700 Land $104,500 Building $309,200
2022	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Mount Carmel Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mount Carmel Rd

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