200 Mid County Rd, Bernardston, MA 01337 Property Records

Franklin County and Leyden Town property record for 200 Mid County Rd, Bernardston, MA 01337

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,350 sqft · built 1770
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Tax Bill	$4,692 (2026)
Deeds & Mortgages	Feb 2025 Reverse Mortgage Feb 2025 Reverse Mortgage
APN	`F_350189_3`

Property Details

APN / Parcel Number

Primary APN	`F_350189_3`
Alternative APNs	`LEYD M:000008 L:000130` `M:000008 L:000013` `F_350189_3081314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	1,332 sqft
Basement Area	294 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1770
Effective Year Built	Effective 1770
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	F_350189_3081314
Street Address	200 MID COUNTY RD
City	BERNARDSTON
State	MA
Zip	01337-9478
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Lot Number	130
Jurisdiction	LEYDEN MA
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1078
Census Tract	40200

Owner

Source: Franklin County and Leyden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 MID COUNTY RD, BERNARDSTON, MA 01337-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 7, 2025	Quit Claim Deed, Transfer · Reverse Mortgage PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 14, 2024
Transfer Doc	008435-299
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEYDEN MA
Property Address	200 MID COUNTY RD, LEYDEN, MA 01337-9478
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008435-317
Date	Feb 7, 2025
Book Page	8435/317
Instrument	1031

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	817 Months
Due	Mar 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2024
Margin	11

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEYDEN MA
Recording Date	Feb 7, 2025
Property Address	200 MID COUNTY RD, LEYDEN, MA 01337-9478
Document Number	008435-299
Book / Page	8435 / 299
Instrument Date	Oct 14, 2024
Instrument	202500001029
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MID COUNTY RD, LEYDEN, MA 01337-9478

Mortgage

Document Number	202500001030
Date	Feb 7, 2025
Instrument	202500001030

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	817 Months
Due	Mar 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2024
Margin	11

Tax Assessment & Valuation

Source: Franklin County and Leyden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Leyden Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,692.00 (+3.6%)	$319,400 (+7.76%) Land $81,500 Building $231,000	$367,363
2025	$4,529.00 (-2.12%)	$296,400 (-4.29%) Land $78,400 Building $218,000
2024	$4,627.00 (+1.54%)	$309,700 (+3.16%) Land $78,400 Building $231,300
2023	$4,557.00	$300,200 Land $76,200 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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