200 McDavid Dr, Versailles, KY 40383 Property Records

Woodford County property record for 200 McDavid Dr, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,265 sqft
OwnerIndividual Name on Record
Last Sale$142,500 (Jun 2020)
Tax Bill$1,326 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-8004-002-00

Property Details

APN / Parcel Number

Primary APN30-8004-002-00
Alternative APN
  • 32967

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,265 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number32967
Street Address200 MCDAVID DR
CityVERSAILLES
StateKY
Zip40383-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal SubdivisionMCDAVID
Legal Block1
Legal Lot Number7
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group2
Census Block2005
Census Tract50107

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 MCDAVID DR, VERSAILLES, KY 40383-1621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CREDIT UNION
Jun 8, 2020Deed, Transfer · Conventional Mortgage
CITIZENS UNION BANK OF SHELBYVILLE
Jan 24, 2018Deed, Transfer · Line of Credit
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Document Number89889
Deed Book / PageD319 / 630
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address200 MCDAVID DR, VERSAILLES, KY 40383-1621
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M975/244
DateSep 29, 2023
Book PageM975/244
Instrument214365
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJun 8, 2020
Property Address200 MCDAVID DR, VERSAILLES, KY 40383-1621
Document NumberD319/630
Book / PageD319 / 630
Map ReferenceMB 60 PG 259
Instrument DateJun 5, 2020
Instrument89889
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address339 CHESTNUT LN, 339, VERSAILLES, KY 40383-9778

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 MCDAVID DR, VERSAILLES, KY 40383-1621

Mortgage

Document Number89890
DateJun 8, 2020
Instrument89890
Lender
NameCITIZENS UNION BANK OF SHELBYVILLE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJan 24, 2018
Property Address200 MCDAVID DR, VERSAILLES, KY 40383-1621
Document NumberD305/181
Book / PageD305 / 181
Map ReferenceMB 60 PG 259
Instrument DateSep 29, 2017
Instrument48545
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$122.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address196 ELM ST, 196, VERSAILLES, KY 40383-1158

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 MCDAVID DR, VERSAILLES, KY 40383-1621

Mortgage

Document Number48546
DateJan 24, 2018
Instrument48546
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 (-9.36%)$142,500 (-)$142,500 (-)
2023$1,463.00$142,500$142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1989–2018)
Claims Outside the SFHA6 of 8
Most Recent ClaimFeb 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides, Apr 2008 · 3 claims
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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