200 McDaniel St, Forest City, NC 28043 Property Records

Rutherford County property record for 200 McDaniel St, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2023)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1653954`

Property Details

APN / Parcel Number

Primary APN	`1653954`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	200 MCDANIEL ST
City	FOREST CITY
State	NC
Zip	28043-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LO:1 PL:40-308
Legal Subdivision	AS SHOWN ON THAT PLAT
Legal Lot Number	1
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	3
Census Block	3016
Census Tract	960700

Owner

200 McDaniel St is owned and occupied by two individuals who bought it in March 2023.

Source: Rutherford County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 13, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 30, 2020	Deed of Trust, Mortgage LOCAL GOV'T EMPS FCU
Jul 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Book / Page	2069 / 4910
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713

Mortgage

Document Number	0020952381
Date	Sep 19, 2025
Book Page	2095/2381

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 13, 2023
Property Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713
Document Number	0020694910
Book / Page	2069 / 4910
Map Reference	MB 40 PG 308
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 LESTER BURCH RD, ROXBORO, NC 27574-7093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713

Mortgage

Document Number	0020694914
Date	Mar 13, 2023
Book Page	2069/4914

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713
Document Number	0020351655
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MCDANIEL ST FOREST CITY NC 280432713, FOREST CITY, NC 28043-2713

Mortgage

Document Number	0020351655
Date	Jul 30, 2020
Book Page	002035/001655

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 30, 2020
Property Address	200 MCDANIEL ST, FOREST CITY, NC 28043-2713
Document Number	0020351652
Book / Page	002035 / 001652
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 MCDANIEL ST FOREST CITY NC 280432713, FOREST CITY, NC 28043-2713

Tax Assessment & Valuation

The 2025 property tax bill for 200 McDaniel St was $1,762.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00	$164,500 Land $7,000 Building $157,500	$164,500 Land $7,000 Building $157,500
2023		$178,700 Land $7,000 Building $171,700	$178,700 Land $7,000 Building $171,700
2022	$850.00
2021	$850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 McDaniel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 McDaniel St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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