200 McCowans Ferry Aly, Versailles, KY 40383 Property Records

Woodford County property record for 200 McCowans Ferry Aly, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$322,000 (Oct 2025)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jan 2017 Construction Loan Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-3030-026-00`

Property Details

APN / Parcel Number

Primary APN	`30-3030-026-00`
Alternative APNs	`30429` `34715`

Exterior

Lot Area	4,200 sqft (0.096 acres)

Location & Zoning

Account Number	34715
Street Address	200 MCCOWANS FERRY ALY
City	VERSAILLES
State	KY
Zip	40383-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOOLDRIDGE GARDENS PH 11
Legal Lot Number	288
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2011
Census Tract	50103

Owner

200 McCowans Ferry Aly is owned by two individuals who bought it in October 2025.

Source: Woodford County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8102 LAKESHORE DR, PARKER, CO 80134-5843
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK INC
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK
Apr 27, 2022	Deed, Transfer · VA Mortgage USAA FSB
May 18, 2020	Intrafamily Transfer, Transfer
May 19, 2020	Intrafamily Transfer, Transfer
Jul 3, 2017	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Apr 27, 2022 · Amount on File
Deed Document Number	2025284274
Deed Book / Page	355 / 460
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	00D319/432
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M787/218
Date	Jan 11, 2017
Book Page	M787/218
Instrument	29208

Lender

Name	FIRST SECURITY BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050

Mortgage

Document Number	00M939/124
Date	Feb 7, 2022
Book Page	M939/124
Instrument	128147

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Apr 27, 2022
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Document Number	00D333/428
Book / Page	D333 / 428
Map Reference	CAB D SL 268
Instrument Date	Apr 26, 2022
Instrument	138302
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 MILWARD DR, HARRODSBURG, KY 40330-8080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050

Mortgage

Document Number	0000138305
Date	Apr 27, 2022
Instrument	138305

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODFORD KY
Recording Date	May 18, 2020
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Document Number	00D319/432
Book / Page	D319 / 432
Map Reference	CAB D SL 268
Instrument Date	May 13, 2020
Instrument	89512
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODFORD KY
Recording Date	May 19, 2020
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Document Number	00D319/432
Book / Page	D319 / 432
Map Reference	CAB D SL 268
Instrument Date	May 13, 2020
Instrument	89512
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jul 3, 2017
Property Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050
Document Number	00D301/267
Book / Page	D301 / 267
Map Reference	CAB D SL 268
Instrument Date	Jun 29, 2017
Instrument	38889
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$194.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 ALYSHEBA WAY STE 1203, 1203, LEXINGTON, KY 40509-2282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8050

Tax Assessment & Valuation

The 2025 property tax bill for 200 McCowans Ferry Aly was $2,939.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00	$325,000	$325,000
2023	$3,257.00	$325,000	$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 McCowans Ferry Aly in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	39 (1978–1997)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims Severe Storms & Flooding, Feb 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 McCowans Ferry Aly is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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