200 Main St, Talent, OR 97540 Property Records

Jackson County property record for 200 Main St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 1912
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W26BA2500`

Property Details

APN / Parcel Number

Primary APN	`381W26BA2500`
Alternative APNs	`381W26BA02500` `10279821`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,349 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	1,981 sqft
2nd Floor Area	368 sqft
Attic	Attic
Attic Area	634 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1992
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	200 MAIN ST
City	TALENT
State	OR
Zip	97540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	2
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	1702

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 433, TALENT, OR 97540-0433
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 6, 2017
Transfer Doc	0000007941
Record Updated	Oct 29, 2026

March 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	JACKSON OR
Recording Date	Mar 10, 2017
Property Address	200 MAIN ST, TALENT, OR 97540
Document Number	0000007941
Instrument Date	Mar 6, 2017
Instrument	7941
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 W MAIN ST TALENT OR 975400305, TALENT, OR 97540-0305

Mortgage

Document Number	7942
Date	Mar 10, 2017
Instrument	7942

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Mar 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.36%

Mortgage

Document Number	7943,
Date	Mar 10, 2017
Instrument	7943

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Mar 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.36%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,278 (-7.6%)	$481,840 (-3.86%) Land $184,680 Building $297,160
2025	$4,094.00 (+2.43%)	$255,700 (+3%) Land $81,640 Building $174,060	$501,210 (+11.95%) Land $185,000 Building $316,210
2024	$3,997.00 (+3.25%)	$248,260 (+3%) Land $79,260 Building $169,000	$447,690 (+34.72%) Land $176,600 Building $271,090
2023	$3,871.00 (+2.71%)	$241,030 (+3%) Land $76,960 Building $164,070	$332,310 (-15.97%) Land $138,690 Building $193,620
2022	$3,769.00	$234,010 Land $74,720 Building $159,290	$395,460 Land $138,980 Building $256,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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