Worcester County and Sturbridge Town property record for 200 Main St, Sturbridge, MA 01566
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1965 |
| Lot Size | 0.29 acres (12,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Feb 2026) |
| Tax Bill | $4,129 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-02956-200 |
| Primary APN | 415-02956-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,528 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 12,624 sqft (0.29 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 415-02956-200 |
|---|---|
| Street Address | 200 MAIN ST |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1258 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CM |
| Legal Lot Number | 2956 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 758104 |
200 Main St, a duplex, is owned and occupied by an individual who bought it in February 2026.
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 10, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 16, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Dec 16, 2019 · Amount on File |
| Deed Document Number | 202610638 |
| Deed Book / Page | 73183 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072971-155 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 72971/155 |
| Instrument | 109643 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jan 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00064660-1 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 64660/1 |
| Instrument | 33942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Feb 10, 2026 |
| Property Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Document Number | 073183-172 |
| Book / Page | 73183 / 172 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 10638 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Document Number | 0000010639 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 10639 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Dec 16, 2019 |
| Property Address | 200 MAIN ST, STURBRIDGE, MA 01566-1258 |
| Document Number | 61599-25 |
| Book / Page | 61599 / 25 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 136451 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SOUTH RD, STURBRIDGE, MA 01566-1403 |
| Document Number | 136452 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 136452 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 200 Main St was $4,129, up 2.9% from the year before.
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,129.00 (+2.94%) | $264,700 (+5.12%) Land $66,500 Building $198,200 | $372,574 |
| 2025 | $4,011.00 (+1.78%) | $251,800 (+5.36%) Land $64,000 Building $187,800 | |
| 2024 | $3,941.00 (+6.14%) | $239,000 (+16.3%) Land $62,700 Building $176,300 | |
| 2023 | $3,713.00 | $205,500 Land $54,600 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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