Monroe County property record for 200 Links Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,508 sqft · built 1996 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,658 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-450-008-000 |
| Primary APN | 08-19-450-008-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Building Perimeter |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 2,508 sqft |
| Unfinished Basement | 2,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 1,096 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,306 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 494 sqft |
| Patio Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 200 LINKS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 8 EAST RIDGE 6 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-450-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 LINKS LN, WATERLOO, IL 62298-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY CU |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 200 LINKS LN, WATERLOO, IL 62298-1586 |
| Document Number | 0000411291 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 LINKS LN WATERLOO IL 622981586, WATERLOO, IL 62298-1586 |
| Document Number | 0000411291 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 411291 |
| Name | FIRST CMNTY CU |
|---|---|
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 200 LINKS LN, WATERLOO, IL 62298-1586 |
| Document Number | 0000397744 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 LINKS LN WATERLOO IL 622981586, WATERLOO, IL 62298-1586 |
| Document Number | 0000397744 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 397744 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 06, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177,800 (+35.17%) Land $19,930 Building $157,870 | $533,400 (+35.17%) Land $59,790 Building $473,610 | |
| 2024 | $9,658.00 | ||
| 2022 | Additional exemption filed | $131,540 Land $17,380 Building $114,160 | $394,620 Land $52,140 Building $342,480 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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