200 Ledge St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 200 Ledge St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1890
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Oct 2022)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40005760013500`

Property Details

APN / Parcel Number

Primary APN	`40005760013500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	978 sqft Living Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	79 ft deep x 64 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 LEDGE ST
City	GRAND LEDGE
State	MI
Zip	48837-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	SW 1/2 OF LOT 13. T.H. HARRIS ADDITION CITY OF GRAND LEDGE
Legal Subdivision	T.H. HARRIS ADDITION
Legal Lot Number	13
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	1
Census Block	1013
Census Tract	20403

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Deed Book / Page	3027 / 239
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032

Mortgage

Document Number	0003021/81
Date	Sep 15, 2022
Book Page	3021/81

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02688/0946
Date	Jul 13, 2017
Book Page	2688/0946

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 31, 2022
Property Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032
Document Number	003027/239
Book / Page	3027 / 239
Instrument Date	Oct 28, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 INGERSOLL ST, GRAND LEDGE, MI 48837-1030
Investor	Possibly a Property Investor

Mortgage

Document Number	0030270242
Date	Oct 31, 2022
Instrument	3027-0242

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	11.2%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	200 LEDGE ST, GRAND LEDGE, MI 48837-1032
Transaction Type	Mortgage
Record Updated	Aug 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0026880946
Date	Jul 13, 2017
Book Page	2688/0946

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,100 (+21.63%)	$114,817 (+8.93%) Land $22,424 Building $92,393
2025	$3,707.00 (-34.46%)
2023		$52,700	$105,400
2022	$5,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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