Cherokee County property record for 200 Laurel St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 991 sqft · built 1951 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,500 (Aug 2018) |
| Tax Bill | $662 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023261-23-3 |
| Primary APN | 023261-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 991 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Porch |
| Old Parcel Number | 1000100076000 60587489 |
|---|---|
| Street Address | 200 LAUREL ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 200 LAUREL ST FM B&W HOLDINGS GROUP LLC |
| Legal Subdivision | CITY/GAFFNEY |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 970201 |
Source: Cherokee County records · APN 023261-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 LAUREL ST, GAFFNEY, SC 29340-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Aug 03, 2018 | Grant Deed, Transfer |
| May 09, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2018 · Amount on Record |
| Deed Sale | Aug 03, 2018 · Amount on Record |
| Deed Document Number | 0001051406 |
| Deed Book / Page | 105 / 1406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jul 15, 2026 |
| Property Address | 200 LAUREL ST, GAFFNEY, SC 29340-3052 |
| Document Number | 0000003902 |
| Book / Page | 200 / 2611 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 20263902 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 200 LAUREL ST, GAFFNEY, SC 29340-3052 |
| Document Number | 0000003902, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 200/2611 |
| Instrument | 20263902 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 03, 2018 |
| Property Address | 200 LAUREL ST, GAFFNEY, SC 29340-3052 |
| Document Number | 0001051406 |
| Book / Page | 000105 / 001406 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 3767 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $164.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12119 SW 114TH PL MIAMI FL 331764492, MIAMI, FL 33176-4492 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 09, 2018 |
| Property Address | 200 LAUREL ST, GAFFNEY, SC 29340-3052 |
| Document Number | 0001031066 |
| Book / Page | 000103 / 001066 |
| Instrument Date | May 04, 2018 |
| Instrument | 2283 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $54.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 296 NATURES TRL GAFFNEY SC 293414834, GAFFNEY, SC 29341-4834 |
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $662.00 (+10.89%) Homeowner's exemption | $3,600 (-) Land $240 Building $3,360 | $97,200 (-) Land $6,000 Building $91,200 |
| 2023 | $597.00 | $3,600 Land $240 Building $3,360 | $97,200 Land $6,000 Building $91,200 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Gaffney Residential Historic District listed 1986 · 111 contributing resources · NRIS 86000601 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAFFNEY BPW serves 24,290 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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