200 Kitty Dr, Clearwater, MN 55320 Property Records

Wright County property record for 200 Kitty Dr, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,513 sqft · built 1997
Lot Size0.579 acres (25,249 sqft)
Owner2 Individual Names on File
Last Sale$312,500 (Jul 2020)
Tax Bill$4,390 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN104-012-003100

Property Details

APN / Parcel Number

Primary APN104-012-003100

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,513 sqft Living Area
1st Floor Area1,513 sqft
Basement Area1,513 sqft
Finished Basement1,513 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area25,249 sqft (0.579 acres)
Garage TypeAttached
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area56 sqft
Deck Area141 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address200 KITTY DR
CityCLEARWATER
StateMN
Zip55320-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-02 TWP-122 RANGE-027 OAK MANOR ADDN LOT-010 BLOCK-003
Legal Range027
Legal Township122
Legal Section02
Legal SubdivisionOAK MANOR ADDN
Legal Block3
Legal Lot Number10
JurisdictionWRIGHT MN
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1066
Census Tract100300

Owner

200 Kitty Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address200 KITTY DR, CLEARWATER, MN 55320-9700
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Warranty Deed, Transfer · Conventional Mortgage
BREMER BANK NA
Mar 6, 2019Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF HENNING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2020 · Amount on File
Deed SaleJul 29, 2020 · Amount on File
Prior SaleMar 6, 2019 · Amount on File
Deed Document Number20201435071
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJul 29, 2020
Property Address200 KITTY DR, CLEARWATER, MN 55320-9700
Document Number0001435071
Instrument DateJul 29, 2020
Instrument1435071
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,031.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address200 KITTY DR, CLEARWATER, MN 55320-9700

Mortgage

Document Number0001435072
DateJul 29, 2020
Instrument1435072
Lender
NameBREMER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateMar 6, 2019
Property Address200 KITTY DR, CLEARWATER, MN 55320-9700
Document Number0001390900
Instrument DateFeb 28, 2019
Instrument1390900
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyFIRST AMERICAN TTL INS CO DC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address200 KITTY DR, CLEARWATER, MN 55320-9700

Mortgage

Document Number0001390901
DateMar 6, 2019
Instrument1390901
Lender
NameTHE FIRST NATIONAL BANK OF HENNING
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 200 Kitty Dr was $4,390.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,390.00$378,900 (+2.1%) Land $36,000 Building $342,900$378,900 (+2.1%) Land $36,000 Building $342,900
2025$371,100 Land $36,000 Building $335,100$371,100 Land $36,000 Building $335,100
2023$4,634.00 (+10.44%)$394,600 Land $36,000 Building $358,600$394,600 Land $36,000 Building $358,600
2022$4,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Kitty Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1998–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Kitty Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemClearwater
serves 2,129 people · EPA ID MN1860025
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Verizon
Fixed Wireless
300 / 20

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