200 King St, Earl, NC 28038 Property Records

Cleveland County property record for 200 King St, Earl, NC 28038

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 2017
Lot Size	8.79 acres (382,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2007)
Tax Bill	$2,608 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58389`

Property Details

APN / Parcel Number

Primary APN	`58389`
Alternative APN	`1307190`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Total Area
Attic	Attic
Attic Area	1,088 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	382,936 sqft (8.79 acres)
Porch	Slab
Porch Area	280 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1307190
Street Address	200 KING ST
City	EARL
State	NC
Zip	28038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	8.791 AC PB27-118 KING ST
Legal Block	1
Legal Lot Number	75
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	951601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 KING ST, GROVER, NC 28073-0005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 8, 2020	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2007 · Amount on Record
Deed Sale	Oct 15, 2007 · Amount on Record
Deed Document Number	200799160
Deed Book / Page	1535 / 227
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	200 KING ST, EARL, NC 28038
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018592665
Date	Dec 13, 2021
Book Page	1859/2665
Instrument	200065599

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	200 KING ST, EARL, NC 28038
Document Number	0018141780
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 E KING ST KINGS MOUNTAIN NC 280863417, KINGS MOUNTAIN, NC 28086-3417

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Earl Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,608.00 (+1.44%)	$315,486 (-) Land $35,364 Building $280,122	$315,486 (-) Land $35,364 Building $280,122
2025	$2,571.00	$315,486 (+39.16%) Land $35,364 Building $280,122	$315,486 (+39.16%) Land $35,364 Building $280,122
2023		$226,706 Land $25,449 Building $201,257	$226,706 Land $25,449 Building $201,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on King St

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