200 Jefferson Ave, Lowden, IA 52255 Property Records

Cedar County property record for 200 Jefferson Ave, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 930 sqft · built 1898
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Nov 2021)
Tax Bill	$462 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`042008022090030`

Property Details

APN / Parcel Number

Primary APN	`042008022090030`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
Basement Area	467 sqft
Unfinished Basement	467 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	200 JEFFERSON AVE
City	LOWDEN
State	IA
Zip	52255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T SHEARERS 2ND LOT 3BLK 4
Legal Subdivision	THOMAS SHEARERS 2ND ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3045
Census Tract	450100

Owner

200 Jefferson Ave is owned by an individual who bought it in November 2021.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 85, LOWDEN, IA 52255-0085
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU
Nov 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	20214440
Deed Book / Page	1621 / 209
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	200 JEFFERSON AVE, LOWDEN, IA 52255
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001590/245
Date	Jun 1, 2021
Book Page	1590/245
Instrument	2021 2055

Lender

Name	FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	4.5%
Index	5-Year CMT
Margin	3

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Nov 18, 2021
Property Address	200 JEFFERSON AVE, LOWDEN, IA 52255
Document Number	001621/209
Book / Page	1621 / 209
Instrument Date	Nov 17, 2021
Instrument	2021 4440
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Amount	Amount on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 JEFFERSON AVE, LOWDEN, IA 52255

Tax Assessment & Valuation

The 2026 property tax bill for 200 Jefferson Ave was $462.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$462.00	$61,640 (-) Land $11,480 Building $50,160	$61,640 (-) Land $11,480 Building $50,160
2025	$462.00 (+2.67%)	$61,640 Land $11,480 Building $50,160	$61,640 Land $11,480 Building $50,160
2024	$450.00
2023		$53,080 (+28.27%) Land $11,480 Building $41,600	$53,080 Land $11,480 Building $41,600
2022	$372.00	$41,380 Land $8,930 Building $32,450
2021			$41,380 Land $8,930 Building $32,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 200 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Jefferson Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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