200 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 200 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1900
Lot Size	0.65 acres (2,838 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Nov 2025)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-304-026`

Property Details

APN / Parcel Number

Primary APN	`06-12-304-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	817 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	817 sqft
Basement Area	817 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,838 sqft (0.65 acres)

Location & Zoning

Street Address	200 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB EAST 43 FT LOT 197
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	197
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2023
Census Tract	850800

Owner

200 Jefferson Ave is owned by an individual who bought it in November 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	208 JUDY LN, STREAMWOOD, IL 60107-1149
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 29, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	202547099
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 26, 2025
Property Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703
Document Number	0000047099
Instrument Date	Aug 19, 2025
Instrument	2025K047099
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703

Mortgage

Document Number	0000047100
Date	Nov 26, 2025
Instrument	2025K047100

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2023
Property Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703
Document Number	0000013585
Instrument Date	Apr 26, 2023
Instrument	2023K013585
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703

Mortgage

Document Number	0000013586
Date	May 1, 2023
Instrument	2023K013586

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 29, 2022
Property Address	200 JEFFERSON AVE, ELGIN, IL 60120-3703
Document Number	0000033577
Instrument Date	May 13, 2022
Instrument	2022K033577
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 MIDLANE DR, CRYSTAL LAKE, IL 60012-3358

Tax Assessment & Valuation

The 2025 property tax bill for 200 Jefferson Ave was $2,774, down 13.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00 (-13.82%)	$52,369 (+8.57%) Land $9,804 Building $42,565	$157,170 (+8.57%) Land $29,424 Building $127,746
2024	$3,219.00 Homeowner's exemption	$48,235 Land $9,030 Building $39,205	$144,763 Land $27,101 Building $117,662
2022	$3,445.00 (+3.95%)	$39,735 (+6.96%) Land $7,439 Building $32,296	$119,205 (+6.96%) Land $22,317 Building $96,888
2021	$3,314.00	$37,149 Land $6,955 Building $30,194	$111,447 Land $20,865 Building $90,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 200 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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