200 Irvan St, Murray, KY 42071 Property Records

Calloway County property record for 200 Irvan St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,192 sqft
Owner	Individual Name on Record
Last Sale	$162,000 (May 2025)
Tax Bill	$330 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-0-0006-00005`

Property Details

APN / Parcel Number

Primary APN	`004-0-0006-00005`
Alternative APNs	`109694` `42918`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	109694
Street Address	200 IRVAN ST
City	MURRAY
State	KY
Zip	42071-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	200 IRVAN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1008
Census Tract	10601

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	200 IRVAN ST, MURRAY, KY 42071-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
Dec 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
May 13, 2025	Warranty Deed, Transfer · Line of Credit GERSHMAN INVESTMENT CORP
Feb 19, 2019	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jan 16, 2019	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	695218
Deed Book / Page	1498 / 573
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	200 IRVAN ST, MURRAY, KY 42071-2312
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 IRVAN ST, MURRAY, KY 42071-2312

Mortgage

Document Number	0001476/98
Date	Oct 21, 2024
Book Page	1476/98
Instrument	692017

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PO BOX 467, BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 21, 2025

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	200 IRVAN ST, MURRAY, KY 42071-2312
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 IRVAN ST, MURRAY, KY 42071-2312

Mortgage

Document Number	001480/256
Date	Dec 2, 2024
Book Page	1480/256
Instrument	692624

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PO BOX 467, BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Oct 21, 2025

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 13, 2025
Property Address	200 IRVAN ST, MURRAY, KY 42071-2312
Document Number	001498/573
Book / Page	1498 / 573
Instrument Date	May 9, 2025
Instrument	695218
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 WELLS BLVD, MURRAY, KY 42071-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 IRVAN ST, MURRAY, KY 42071-2312

Mortgage

Document Number	0000695219
Date	May 13, 2025
Instrument	695219

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Feb 19, 2019
Property Address	200 IRVAN ST, MURRAY, KY 42071-2312
Document Number	001203/205
Book / Page	1203 / 205
Map Reference	DD 55 PG 544
Instrument Date	Jan 31, 2019
Instrument	632681
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1517 HENRY ST, MURRAY, KY 42071-2923

Mortgage

Document Number	0000632682
Date	Feb 19, 2019
Instrument	632682

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 16, 2019
Property Address	200 IRVAN ST, MURRAY, KY 42071-2312
Document Number	001200/191
Book / Page	1200 / 191
Map Reference	MB 55 PG 544
Instrument Date	Jan 10, 2019
Instrument	632138
Transaction Type	Foreclosure
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1075, MURRAY, KY 42071-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$330.00 (+7.84%)	$85,000 (+8.97%)	$85,000 (+8.97%)
2023	$306.00	$78,000	$78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Murray Electric System Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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