200 Hidden Bay Dr, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 200 Hidden Bay Dr, Cedar Point, NC 28584

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 1999
Lot Size0.452 acres (19,689 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Nov 2022)
Tax Bill$1,106 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5375.16.93.0384000

Property Details

APN / Parcel Number

Primary APN5375.16.93.0384000
Alternative APNs
  • 513351
  • 556588
  • 58144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Heated Area
Gross Area2,036 sqft
1st Floor Area1,296 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2001
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,689 sqft (0.452 acres)
Lot Dimensions203 ft deep x 96 ft wide
Deck Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number58144
Street Address200 HIDDEN BAY DR
CityCEDAR POINT
StateNC
Zip28584-7807
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionL12 HUMMINGBIRD HILL SD
Legal SubdivisionHUMMING BIRD
Legal Block93
Legal Lot Number12
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3053
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 HIDDEN BAY DR, CEDAR POINT, NC 28584-7807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 15, 2020Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Prior SaleOct 15, 2020 · Amount on Record
Deed Document Number20221785253
Deed Book / Page1785 / 253
Prior Transfer DateOct 23, 2006
Prior Transfer Doc0011950183
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARTERET NC
Recording DateNov 21, 2022
Property Address200 HIDDEN BAY DR, CEDAR POINT, NC 28584-7807
Document Number0017850253
Book / Page1785 / 253
Map ReferenceMB 21 PG 64
Instrument DateNov 9, 2022
Instrument1785253
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 HIDDEN BAY DR, CEDAR POINT, NC 28584-7807

Mortgage

Document Number0001785254
DateNov 21, 2022
Instrument1785-254
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2037
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6.75%
Index5-Year CMT
Max Rate10.7%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 15, 2020
Property Address200 HIDDEN BAY DR, CEDAR POINT, NC 28584-7807
Document Number0016910418
Book / Page1691 / 418
Map ReferenceMB 21 PG 64
Instrument DateOct 15, 2020
Instrument1691418
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 HIDDEN BAY DR, CEDAR POINT, NC 28584-7807

Mortgage

Document Number0001691419
DateOct 15, 2020
Instrument1691-419
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueNov 1, 2035
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2025
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6.37%
Index5-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,005 (-) Land $73,355 Building $154,650$228,005 (-) Land $73,355 Building $154,650
2025$1,106.00 (+76.68%)$228,005 (+119.12%) Land $73,355 Building $154,650$228,005 (+119.12%) Land $73,355 Building $154,650
2023$104,056 Land $59,875 Building $44,181$104,056 Land $59,875 Building $44,181
2022$626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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