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200 Hermitage Rd, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 200 Hermitage Rd, Charlotte, NC 28207

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,347 sqft · built 1919
Lot Size0.519 acres (22,610 sqft)
OwnerIndividual Name on File
Last Sale$2,970,000 (Nov 2021)
Tax Bill$29,205 (2023)
Deeds & MortgagesJul 2023 Line of Credit
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN155-042-12

Property Details

APN / Parcel Number

Primary APN155-042-12

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,347 sqft Heated Area
Gross Area6,567 sqft
1st Floor Area2,486 sqft
Upper Floors Area2,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Lot Area22,610 sqft (0.519 acres)
Garage Area620 sqft

Exterior Amenities

PorchPorch
Porch Area372 sqft
Patio Area502 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number155-042-12
Street Address200 HERMITAGE RD
CityCHARLOTTE
StateNC
Zip28207-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL4 B3A M230 129
Legal SubdivisionMYERS PARK
Legal Block3A
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2008
Census Tract2701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Myers Park Historic District
listed 1987 · 678 contributing resources · NRIS 87000655

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

200 Hermitage Rd is owned and occupied by an individual who bought it in November 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address200 HERMITAGE RD, CHARLOTTE, NC 28207-1622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Nov 15, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Prior SaleJul 10, 2013 · Amount on File
Deed Document Number0036763180
Deed Book / Page36763 / 180
Record UpdatedJun 7, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address200 HERMITAGE RD, CHARLOTTE, NC 28207-1622
Transaction TypeMortgage
Record UpdatedJul 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 HERMITAGE RD, CHARLOTTE, NC 28207-1622

Mortgage

Document Number0000063264
DateJul 5, 2023
Book Page38230/828
Instrument2023063264
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJun 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 15, 2021
Property Address200 HERMITAGE RD, CHARLOTTE, NC 28207-1622
Document Number0000217395
Book / Page36763 / 180
Map ReferenceMB 230 PG 129
Instrument DateNov 15, 2021
Instrument2021217395
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5350 PINEHURST PARK DR APT 136, 136, CHARLOTTE, NC 28211-4928

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 REXFORD RD, CHARLOTTE, NC 28211-3465

Mortgage

Document Number0000217396
DateNov 15, 2021
Instrument2021217396
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change2.87%
Max Rate At Change8.12%
IndexOther
Max Rate8.12%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address200 HERMITAGE RD, CHARLOTTE, NC 28207-1622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000181257
DateOct 30, 2020
Book Page35250/849
Instrument2020181257
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 200 Hermitage Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–1997)
Claims Outside the SFHA6 of 8
Most Recent ClaimJul 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Hermitage Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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