200 Herberta St, Pottsboro, TX 75076 Property Records

Grayson County property record for 200 Herberta St, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,748 sqft · built 1975
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on File
Last Sale	$263,793 (Feb 2026)
Tax Bill	$5,739 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`P003 6056008`

Property Details

APN / Parcel Number

Primary APN	`P003 6056008`
Alternative APN	`153698`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	200 HERBERTA ST
City	POTTSBORO
State	TX
Zip	75076-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON RIDGE ADDN, BLOCK 3, LOT 1
Legal Subdivision	PRESTON RIDGE ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2051
Census Tract	302

Owner

200 Herberta St is owned and occupied by two individuals who bought it in February 2026.

Source: Grayson County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Vendor's Lien, Transfer · FHA Mortgage FIRST STATE BANK
Jul 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 8, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 8, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 26, 2017	Loan Modification, Mortgage JIMMIE R GRAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Document Number	20263449
Prior Transfer Date	Aug 19, 2024
Prior Transfer Doc	0000022849
Record Updated	Sep 20, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 13, 2026
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000003449
Map Reference	VOL 4 PG 79
Instrument Date	Feb 13, 2026
Instrument	2026-3449
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5793 US HIGHWAY 69, DENISON, TX 75021-5217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000003450
Date	Feb 13, 2026
Instrument	2026-3450

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000023273
Date	Jul 8, 2022
Instrument	2022-23273

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jul 8, 2022
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000023271
Map Reference	VOL 4 PG 79
Instrument Date	Jul 2, 2022
Instrument	2022-23271
Transaction Type	Transfer
Record Updated	Sep 10, 2024
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000023272
Date	Jul 8, 2022
Instrument	2022-23272

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GRAYSON TX
Recording Date	Jul 8, 2022
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000023270
Map Reference	VOL 4 PG 79
Instrument Date	Jun 17, 2022
Instrument	2022-23270
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5793 US HIGHWAY 69, DENISON, TX 75021-5217

Mortgage

Document Number	0000023273
Date	Jul 8, 2022
Instrument	2022-23273

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000020228
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 HERBERTA ST POTTSBORO TX 750763048, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000020228
Date	Sep 6, 2018
Instrument	20228

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.31%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000020229
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 HERBERTA ST POTTSBORO TX 750763048, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000020229
Date	Sep 6, 2018
Instrument	20229

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.31%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	200 HERBERTA ST, POTTSBORO, TX 75076-3048
Document Number	0000021474
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 HERBERTA ST POTTSBORO TX 750763048, POTTSBORO, TX 75076-3048

Mortgage

Document Number	0000021474
Date	Sep 26, 2017
Instrument	21474

Lender

Name	JIMMIE R GRAY
Address	537 MARCEL DR, DENISON, TX 75020-3639

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2027

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,826 Land $78,400 Building $221,426	$299,826 Land $78,400 Building $221,426
2024	$5,739.00
2023		$250,953 Land $49,291 Building $201,662	$250,953 Land $49,291 Building $201,662
2022	$1,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Herberta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Herberta St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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