200 Gebhardt Rd, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 200 Gebhardt Rd, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,991 sqft · built 1975
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2008)
Tax Bill	$7,953 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264200 139.05-1-9`

Property Details

APN / Parcel Number

Primary APN	`264200 139.05-1-9`
Alternative APNs	`42001390500001009000` `00437305000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,991 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	899 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	365 ft deep x 10 ft wide
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00437305000
Street Address	200 GEBHARDT RD
City	PENFIELD
State	NY
Zip	14526-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0049-13-04 ORIOLI L3 01
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2001
Census Tract	11605

Owner

200 Gebhardt Rd is owned and occupied by an individual who bought it in September 2008.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	200 GEBHARDT RD, PENFIELD, NY 14526-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 12, 2019	Loan Modification, Mortgage · Line of Credit ESL FCU
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Nov 15, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2008 · Amount on File
Deed Sale	Sep 10, 2008 · Amount on File
Deed Book / Page	10664 / 131
Prior Transfer Date	Aug 27, 2008
Prior Transfer Doc	0000000131
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	200 GEBHARDT RD, PENFIELD, NY 14526-1306
Document Number	0000000311
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GEBHARDT RD PENFIELD NY 145261306, PENFIELD, NY 14526-1306

Mortgage

Document Number	0000000311
Date	Apr 22, 2019
Book Page	027993/000338
Instrument	311

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	200 GEBHARDT RD, PENFIELD, NY 14526-1306
Document Number	0000000312
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GEBHARDT RD PENFIELD NY 145261306, PENFIELD, NY 14526-1306

Mortgage

Document Number	0000000312
Date	Apr 22, 2019
Book Page	027993/000347
Instrument	312

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	200 GEBHARDT RD, PENFIELD, NY 14526-1306
Document Number	0000000874
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GEBHARDT RD PENFIELD NY 145261306, PENFIELD, NY 14526-1306

Mortgage

Document Number	0000000874
Date	Nov 15, 2017
Book Page	027398/000527
Instrument	874

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

November 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	Nov 15, 2017
Property Address	200 GEBHARDT RD, PENFIELD, NY 14526-1306
Book / Page	027398 / 000539
Instrument Date	Nov 7, 2017
Instrument	875
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GEBHARDT RD PENFIELD NY 145261306, PENFIELD, NY 14526-1306

Mortgage

Document Number	0000000875
Date	Nov 15, 2017
Book Page	027398/000539
Instrument	875

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 200 Gebhardt Rd was $7,953 with a homeowner's exemption, up 21.5% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,953.00 (+21.53%) Homeowner's exemption
2025	$6,544.00	$249,700 Land $63,500 Building $186,200	$332,900 Land $84,658 Building $248,242
2023		$249,700 (-) Land $63,500 Building $186,200	$265,600 (+6.37%) Land $67,543 Building $198,057
2022		$249,700 Land $63,500 Building $186,200	$249,700 Land $63,500 Building $186,200
2021	$7,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Gebhardt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Gebhardt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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