200 Gainsborough Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 200 Gainsborough Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,032 sqft · built 1984
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Nov 2013)
Tax Bill	$8,395 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-0830-005-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0830-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,032 sqft Living Area
1st Floor Area	1,856 sqft
2nd Floor Area	1,176 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	25,000 sqft (0.574 acres)
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Pool Area	21,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	200 GAINSBOROUGH CIR
City	FOLSOM
State	CA
Zip	95630-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML (A)
Legal Description	OAKS VISTA ESTATES 03, LOT 46
Legal Subdivision	OAKS VISTA ESTATES 03
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2015
Census Tract	8209

Owner

200 Gainsborough Cir is owned and occupied by two individuals who bought it in November 2013.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Prior Sale	May 4, 1999 · Amount on File
Deed Book / Page	20131105 / 1089
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811

Mortgage

Document Number	0000000690
Date	Aug 5, 2022
Instrument	2022080500690

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811
Document Number	2012181080
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 GAINSBOROUGH CIR FOLSOM CA 956301811, FOLSOM, CA 95630-1811

Mortgage

Document Number	2012181080
Date	Dec 18, 2020
Instrument	2012181080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811
Document Number	2006111088
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	200 GAINSBOROUGH CIR FOLSOM CA 956301811, FOLSOM, CA 95630-1811

Mortgage

Document Number	2006111088
Date	Jun 11, 2020
Instrument	2006111088

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	200 GAINSBOROUGH CIR, FOLSOM, CA 95630-1811
Document Number	1707100598
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	200 GAINSBOROUGH CIR FOLSOM CA 956301811, FOLSOM, CA 95630-1811

Mortgage

Document Number	1707100598
Date	Jul 10, 2017
Instrument	1707100598

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	ROSEVILLE, CA 95678

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 200 Gainsborough Cir was $8,395, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,171 (+2%) Land $180,048 Building $605,123
2025	$8,395.00 (+2.09%)	$769,776 Land $176,518 Building $593,258
2024	$8,223.00 (+1.81%)
2023	$8,077.00 (+1.48%)	$739,886 Land $169,664 Building $570,222
2022	$7,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 Gainsborough Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Gainsborough Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

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