200 Gaar Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 200 Gaar Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 2004
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Mar 2009)
Tax Bill	$5,588 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`196-700-650-000`

Property Details

APN / Parcel Number

Primary APN	`196-700-650-000`
Alternative APN	`196-700-65`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,146 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-700-65
Street Address	200 GAAR CT
City	LATHROP
State	CA
Zip	95330-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE 09 LOT 65
Legal Subdivision	STONEBRIDGE
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1007
Census Tract	5127

Owner

200 Gaar Ct is owner-occupied and held in a trust since November 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	200 GAAR CT, LATHROP, CA 95330-8955
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLEY STRONG CU
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCITE CU
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit EXCITE CU
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCITE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2009 · Amount on File
Deed Sale	Mar 3, 2009 · Amount on File
Prior Sale	Nov 29, 2004 · Amount on File
Deed Document Number	200934297
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000098914
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	200 GAAR CT, LATHROP, CA 95330-8955
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GAAR CT, LATHROP, CA 95330-8955

Mortgage

Document Number	0000076829
Date	Sep 28, 2023
Instrument	2023-076829

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93389

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	200 GAAR CT, LATHROP, CA 95330-8955
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GAAR CT, LATHROP, CA 95330-8955

Mortgage

Document Number	0000130978
Date	Aug 5, 2021
Instrument	2021-130978

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.78%
Index	1-Year CMT
Max Rate	7.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	200 GAAR CT, LATHROP, CA 95330-8955
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025208
Date	Feb 10, 2021
Instrument	2021-025208

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	200 GAAR CT, LATHROP, CA 95330-8955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062838
Date	Jun 7, 2018
Instrument	2018-062838

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	SAN JOSE, CA 95158

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	200 GAAR CT, LATHROP, CA 95330-8955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039682
Date	Mar 31, 2020
Instrument	2020-039682

Lender

Name	EXCITE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 200 Gaar Ct was $5,588, up 2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,588.00 (+1.95%)
2025	$5,481.00	$321,921 Land $79,834 Building $242,087
2023	$5,115.00 (+2.44%) Homeowner's exemption	$309,423 Land $76,735 Building $232,688	$595,980
2022	$4,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Gaar Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Gaar Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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