Habersham County property record for 200 Forest St, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2001 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116C103 |
| Primary APN | 116C103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 4,218 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 218 ft deep x 180 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 378 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 409918 |
|---|---|
| Street Address | 200 FOREST ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-172 LOT 11 PB 49-24 590-220 |
| Legal Lot Number | 11 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 400 |
Source: Habersham County assessment roll, APN 116C103, as of September 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Line of Credit PEACH STATE BANK AND TRUST |
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2025 |
| Deed Sale | Aug 04, 2025 |
| Prior Sale | Jul 31, 2025 · Amount on Record |
| Deed Book / Page | 1405 / 487 |
| Prior Transfer Date | Jul 02, 2025 |
| Prior Transfer Doc | 001405/487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001382/0000000064 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 0000001382/0000000064 |
| Name | PEACH STATE BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Document Number | 0000001363/0000000982 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 0000001363/0000000982 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 200 FOREST ST, CORNELIA, GA 30531-4110 |
| Document Number | 0000001191/0000000725 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 0000001191/0000000725 |
| Name | REGIONS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2034 |
Source: Habersham County assessment roll as of September 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 Homeowner's exemption | $112,564 (+17.58%) Land $20,850 Building $91,714 | $281,409 (+17.58%) Land $52,124 Building $229,285 |
| 2023 | Homeowner's exemption | $95,736 (+15.22%) Land $7,920 Building $87,816 | $239,340 (+15.22%) Land $19,800 Building $219,540 |
| 2022 | Homeowner's exemption | $83,092 Land $7,920 Building $75,172 | $207,730 Land $19,800 Building $187,930 |
Source: FEMA National Flood Hazard Layer, Habersham County (13137C), as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 160 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Habersham Electric Membership Fiber | 1,000 / 1,000 |
| Uniti Group Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system GA1370003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORNELIA serves 6,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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