Santa Cruz County property record for 200 Estates Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,338 sqft · built 1961 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Aug 2018) |
| Tax Bill | $9,638 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-062-22 |
| Primary APN | 077-062-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,338 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,720 sqft (0.292 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 200 ESTATES DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 120301 |
Source: Santa Cruz County records · APN 077-062-22
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 08, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 28, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Aug 31, 2018 | Affidavit of Death, Transfer STEWART TITLE |
| Aug 31, 2018 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 201826727 |
| Last Transfer Date | May 20, 2019 |
| Transfer Doc | 0000014186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000002209 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 2023-0002209 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023757 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 2020-0023757 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 28, 2019 |
| Property Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000014186 |
| Instrument Date | May 20, 2019 |
| Instrument | 2019-0014186 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NEXTITLE A T&E CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000014187 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-0014187 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000026726 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 26726 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 200 ESTATES DR BEN LOMOND CA 950059444, BEN LOMOND, CA 95005-9444 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 200 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000026727 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 26727 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 174 BEN LOMOND CA 950050174, BEN LOMOND, CA 95005-0174 |
| Document Number | 26728 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 26728 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,859 (+2%) Land $597,816 Building $210,043 | ||
| 2025 | $9,638.00 (+4.24%) | $792,019 (+4.04%) Land $586,094 Building $205,925 | |
| 2023 | $9,246.00 (+2.4%) | $761,264 Land $563,335 Building $197,929 | $727,740 |
| 2022 | $9,029.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1982–2000) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Surfnet Communications.
Based on FCC filings for 263 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures