200 Ernest Cates Rd, Bethpage, TN 37022 Property Records

Sumner County property record for 200 Ernest Cates Rd, Bethpage, TN 37022

Property Summary

Property Type	Rural Home
Details	1 ba · 1,456 sqft · built 1985
Lot Size	80.2 acres (3,493,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Nov 2024)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083043 03600`

Property Details

APN / Parcel Number

Primary APN	`083043 03600`
Alternative APN	`043 03600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,456 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,493,512 sqft (80.2 acres)
Terrain	Rolling

Exterior Amenities

Shed	1 Shed
Shed Area	480 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	200 ERNEST CATES RD
City	BETHPAGE
State	TN
Zip	37022-9136
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	DISTRICT: 17 LOTS 2 & 3, COUNTY AREA: Z00
Legal Lot Number	2,3
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1005
Census Tract	20101

Owner

Source: Sumner County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 FISCHER DR, WHITE HOUSE, TN 37188-8928
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Feb 28, 2022	Deed of Trust, Mortgage · Construction Mortgage PERSONS BANKING COMPANY
Apr 20, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20241498811
Deed Book / Page	6487 / 401
Prior Transfer Date	Oct 21, 1996
Prior Transfer Doc	0006390392
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	200 ERNEST CATES RD, BETHPAGE, TN 37022-9136
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062460429
Date	Oct 4, 2023
Book Page	6246/429
Instrument	1463260

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	200 ERNEST CATES RD, BETHPAGE, TN 37022-9136
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060910222
Date	Dec 27, 2022
Book Page	6091/222
Instrument	1438989

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	200 ERNEST CATES RD, BETHPAGE, TN 37022-9136
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060980337
Date	Jan 11, 2023
Book Page	6098/337
Instrument	1440117

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	200 ERNEST CATES RD, BETHPAGE, TN 37022-9136
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058730723
Date	Feb 28, 2022
Book Page	5873/723
Instrument	1404983

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 18, 2023

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 20, 2020
Property Address	200 ERNEST CATES RD, BETHPAGE, TN 37022-9136
Document Number	0051950209
Book / Page	005195 / 000209
Instrument Date	Apr 17, 2020
Instrument	1308285
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	CBC TITLE AND ESCROW LLC, CBC TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	200 ERNEST CATES RD BETHPAGE TN 370229136, BETHPAGE, TN 37022-9136

Mortgage

Document Number	51950213
Date	Apr 20, 2020
Book Page	005195/000213
Instrument	1308286

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (-0.75%) Additional exemption filed	$206,200 (+57.28%) Land $56,550 Building $149,650
2024			$1,705,900 (+225.31%) Land $1,107,300 Building $598,600
2023	$2,952.00 (+87.79%) Additional exemption filed	$131,100 (-) Land $42,900 Building $88,200
2022	$1,572.00	$131,100 Land $42,900 Building $88,200
2021			$524,400 Land $171,600 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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