Cabarrus County property record for 200 Elgin Dr NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,883 sqft · built 1966 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (May 2017) |
| Tax Bill | $2,171 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 91 0623 |
| Primary APN | 5621 91 0623 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,883 sqft Living Area |
| Gross Area | 4,796 sqft |
| 1st Floor Area | 1,883 sqft |
| Basement Area | 1,883 sqft |
| Unfinished Basement | 1,883 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Dimensions | 190 ft deep x 295 ft wide |
| Garage Type | Mixed |
| Garage Area | 616 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 115528 |
|---|---|
| Street Address | 200 ELGIN DR NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | SOUTH SIDE ELGIN DR |
| Legal Subdivision | BROOKWOOD NORTH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 42300 |
200 Elgin Dr NE is owned and occupied by two individuals who bought it in May 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 ELGIN DR NE, CONCORD, NC 28025-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · VA Mortgage REGIONS BANK |
| May 1, 2017 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on File |
| Deed Sale | May 1, 2017 · Amount on File |
| Prior Sale | Dec 23, 2002 · Amount on File |
| Deed Document Number | 201712469-0163 |
| Deed Book / Page | 12469 / 163 |
| Prior Transfer Date | Feb 4, 2009 |
| Prior Transfer Doc | 8575000012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 200 ELGIN DR NE, CONCORD, NC 28025-3327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 15639123 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 15639/123 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 1, 2017 |
| Property Address | 200 ELGIN DR NE, CONCORD, NC 28025-3327 |
| Document Number | 0012469163 |
| Book / Page | 12469 / 0163 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 12469-0163 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 FLYCATCHER WAY UNIT 102, 6, ARDEN, NC 28704-5515 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0124690167 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 12469-0167 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,870 (-) Land $67,600 Building $199,270 | ||
| 2025 | $266,870 Land $67,600 Building $199,270 | ||
| 2024 | $266,870 (+49.95%) Land $67,600 Building $199,270 | ||
| 2023 | $2,171.00 | $177,970 Land $32,500 Building $145,470 | $177,970 Land $32,500 Building $145,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Elgin Dr NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Elgin Dr NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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