200 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 200 E Main St, Rochester, IL 62563

Property Summary

Property TypeCommercial
Lot Size0.518 acres (22,567 sqft)
OwnerCompany Name on Record
Tax Bill$12,945 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2007 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN23-15.0-304-001

Property Details

APN / Parcel Number

Primary APN23-15.0-304-001
Alternative APN
  • 23150304001 (CHECK DIGIT = 0)

Exterior

Lot Area22,567 sqft (0.518 acres)

Location & Zoning

Account Number23150304001
Street Address200 E MAIN ST
CityROCHESTER
StateIL
Zip62563-9523
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT L6-7 PT N1/2 SW 15-15-4
Legal Range04
Legal Township15
Legal Section15
JurisdictionSANGAMON IL
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2040
Census Tract3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK & TRUST CO
Sep 10, 2007Deed of Trust, Mortgage · Commercial Mortgage
BANK & TRUST CO
Jul 1, 2008Deed of Trust, Mortgage · Commercial Mortgage
BANK & TRUST CO
Sep 24, 2007Deed of Trust, Mortgage · Commercial Mortgage
BANK & TRUST CO
Jul 1, 2008Deed of Trust, Mortgage · Commercial Mortgage
BANK & TRUST CO
Jun 25, 2007Deed of Trust, Mortgage · Commercial Mortgage
BANK & TRUST CO
Dec 4, 2009Deed of Trust, Mortgage · Commercial Mortgage
SMALL BUSINESS GROWTH CORP
Dec 21, 2006Quit Claim Deed, Transfer · Commercial Mortgage
BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2006
Deed SaleDec 21, 2006
Prior SaleMay 30, 2000
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R01613
DateJan 20, 2021
Instrument2021R01613
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJan 19, 2028
Interest
Rate TypeFixed Rate

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R34447
DateSep 10, 2007
Instrument2007R34447
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueDec 1, 2007
Interest
Rate TypeFixed Rate

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2008R25806
DateJul 1, 2008
Instrument2008R25806
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 30, 2028
Interest
Rate TypeFixed Rate

September 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R36431
DateSep 24, 2007
Instrument2007R36431
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2008R25807
DateJul 1, 2008
Instrument2008R25807
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 30, 2028
Interest
Rate TypeFixed Rate

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R23126
DateJun 25, 2007
Instrument2007R23126
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueDec 20, 2007
Interest
Rate TypeFixed Rate

December 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009R54998
DateDec 4, 2009
Instrument2009R54998
Lender
NameSMALL BUSINESS GROWTH CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2006: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANGAMON IL
Recording DateDec 21, 2006
Property Address200 E MAIN ST, ROCHESTER, IL 62563-9523
Document Number2006R49114
Instrument DateDec 15, 2006
Instrument2006R49114
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 E MAIN ST, ROCHESTER, IL 62563-9523

Mortgage

Document Number2006R49115
DateDec 21, 2006
Instrument2006R49115
Lender
NameBANK & TRUST CO
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionRochester Township
MunicipalityRochester Village
Unified School DistrictRochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,945.00 (+7.2%)$185,948 (+14.97%) Land $15,476 Building $170,472$557,844 (+14.97%) Land $46,428 Building $511,416
2022$12,075.00$161,741 Land $13,461 Building $148,280$485,223 Land $40,383 Building $444,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1994–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER
serves 3,856 people · EPA ID IL1671000
Water SourcePurchased surface water from SPRINGFIELD
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Computer Techniques
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 500
Rise Broadband
Fixed Wireless
300 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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