200 E High St, Warsaw, KY 41095 Property Records

Gallatin County property record for 200 E High St, Warsaw, KY 41095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft
Lot Size	0.115 acres (4,996 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2026)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13A-29-02`

Property Details

APN / Parcel Number

Primary APN	`13A-29-02`
Alternative APNs	`5596-4` `5596-3` `7744-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,996 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	7744-1
Street Address	200 W HIGH ST
City	WARSAW
State	KY
Zip	41095-2083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	.115 AC & HOUSE
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1009
Census Tract	960103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warsaw Historic District listed 1982 · 118 contributing resources · NRIS 82002699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3465 ALTA VISTA AVE, 1, CINCINNATI, OH 45211-5344
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Sep 1, 2023	Correction Deed 360 AMERICAN TITLE SERVICES
Aug 4, 2023	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	2026112621
Deed Book / Page	145 / 751
Prior Transfer Date	Aug 25, 2023
Prior Transfer Doc	00D139/558
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GALLATIN KY
Recording Date	Jun 29, 2026
Property Address	200 E HIGH ST, WARSAW, KY 41095
Document Number	0000112621
Book / Page	145 / 751
Instrument Date	Jun 26, 2026
Instrument	2026112621
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112624,
Date	Jun 29, 2026
Instrument	2026112624

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	GALLATIN KY
Recording Date	Sep 1, 2023
Property Address	200 E HIGH ST, WARSAW, KY 41095
Document Number	00D139/558
Book / Page	D139 / 558
Instrument Date	Aug 25, 2023
Instrument	90533
Record Updated	Sep 13, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 613, CRESTWOOD, KY 40014-0613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E HIGH ST, WARSAW, KY 41095

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Aug 4, 2023
Property Address	200 E HIGH ST, WARSAW, KY 41095
Document Number	00D139/407
Book / Page	D139 / 407
Instrument Date	Aug 1, 2023
Instrument	90114
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 613, CRESTWOOD, KY 40014-0613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W HIGH ST, WARSAW, KY 41095-2083

Mortgage

Document Number	0000090118
Date	Aug 4, 2023
Instrument	90118

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,500 (-) Land $15,000 Building $109,500	$124,500 (-) Land $15,000 Building $109,500
2025	$1,322.00 (+7.31%)	$124,500 (+8.26%) Land $15,000 Building $109,500	$124,500 (+8.26%) Land $15,000 Building $109,500
2023	$1,232.00 (+186.51%)	$115,000 (+187.5%) Land $15,000 Building $100,000	$115,000 (+187.5%) Land $15,000 Building $100,000
2022	$430.00	$40,000 Land $12,000 Building $28,000	$40,000 Land $12,000 Building $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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