Wood County property record for 200 E Cedar St, Winnsboro, TX 75494
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,980 sqft · built 1940 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,128 (Jun 2025) |
| Tax Bill | $3,533 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-0035-0095-50 |
| Primary APN | 5305-0035-0095-50 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,714 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 116 ft deep x 106 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 314 sqft |
| Patio Area | 84 sqft |
| Heating System | Gas |
|---|
| Account Number | 5305-0035-0095-50 |
|---|---|
| Street Address | 200 E CEDAR ST |
| City | WINNSBORO |
| State | TX |
| Zip | 75494-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 PT BLK D .33 CITY OF WINNSBORO (AKA LOT 1 PT, BLK N-2) |
| Legal Subdivision | WINNSBORO |
| Legal Block | N-2 |
| Legal Lot Number | 1,9 |
| Jurisdiction | WOOD TX |
| Township / Civil Division | WINNSBORO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950200 |
Source: Wood County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 597, WINNSBORO, TX 75494-0597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Jan 28, 2020 | Vendor's Lien, Transfer · VA Mortgage SFMC LP |
| Nov 8, 2017 | Vendor's Lien, Transfer · Commercial Mortgage GUARANTY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Document Number | 20255163 |
| Prior Transfer Date | Feb 21, 2024 |
| Prior Transfer Doc | 0000001525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD TX |
| Property Address | 200 E CEDAR ST, WINNSBORO, TX 75494-3210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800006492 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 2018-00006492 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 13, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WOOD TX |
| Recording Date | Jan 28, 2020 |
| Property Address | 200 E CEDAR ST, WINNSBORO, TX 75494-3210 |
| Document Number | 202000000801 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2020-00000801 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | NOT AVAILABLE, TRI COUNTY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, 75737 |
| Name | Verified Name |
|---|---|
| Address | 807 N DALLAS ST, ENNIS, TX 75119-3113 |
| Document Number | 202000000802 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020-00000802 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WOOD TX |
| Recording Date | Nov 8, 2017 |
| Property Address | 200 E CEDAR ST, WINNSBORO, TX 75494-3210 |
| Document Number | 201700010217 |
| Map Reference | VOL1792 PG203 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 2017-00010217 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | NOT AVAILABLE, TRI COUNTY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 687, BURNET, TX 78611-0687 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, DIKE, TX 75437-0013 |
| Document Number | 201700010218 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017-00010218 |
| Name | GUARANTY BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 3, 2027 |
Source: Wood County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wood County |
| Municipality | Winnsboro City |
| Unified School District | Winnsboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,000 (-1.9%) Land $10,060 Building $241,940 | $252,000 (-4.38%) Land $10,060 Building $241,940 | |
| 2025 | $3,533.00 (+17.34%) Homeowner's exemption Senior Citizen's exemption | $256,878 (-0.45%) Land $7,180 Building $256,350 | $263,530 (+2.13%) Land $7,180 Building $256,350 |
| 2023 | $258,040 Land $7,120 Building $250,920 | $258,040 Land $7,120 Building $250,920 | |
| 2022 | $3,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1980–1993) |
| Most Recent Claim | Oct 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINNSBORO serves 3,614 people · EPA ID TX2500004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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