200 E 5th St, Cowgill, MO 64637 Property Records

Caldwell County property record for 200 E 5th St, Cowgill, MO 64637

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,196 sqft · built 1970
Lot Size	0.407 acres (17,729 sqft)
Owner	2 Individual Names on Record
Tax Bill	$640 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22-3-04-2.00`

Property Details

APN / Parcel Number

Primary APN	`10-5-22-3-04-2.00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,729 sqft (0.407 acres)
Lot Dimensions	142 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	200 E 5TH ST
City	COWGILL
State	MO
Zip	64637-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-55-27 BLOCK 11 - BEG NW COR BLK 11, TH., S 124.90', E 142', N 124.90', W TO THE POB IN THE CITY OF COWGILL, MO
Legal Range	27
Legal Township	55
Legal Section	22
Legal Block	11
Jurisdiction	CALDWELL MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3160
Census Tract	950100

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 E FORD ST, CAMERON, MO 64429-2213
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Oct 3, 2022
Deed Document Number	202467600
Deed Book / Page	2024 / 123
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	200 E 5TH ST, COWGILL, MO 64637-8114
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 WALNUT ST 7, 7, COWGILL, MO 64637-9711

Mortgage

Document Number	00100/5351
Date	Oct 3, 2022
Book Page	100/5351
Instrument	64149

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Oct 3, 2022
Property Address	200 E 5TH ST, COWGILL, MO 64637-8114
Document Number	00195/7891
Book / Page	195 / 7891
Instrument Date	Sep 30, 2022
Instrument	64148
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CALDWELL COUNTY ABSTRACT AND TITLE COMPANY LLC, CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E 5TH ST, COWGILL, MO 64637-8114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064149
Date	Oct 3, 2022
Instrument	64149

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Lincoln Township
Municipality	Cowgill City
Elementary School District	Cowgill R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (+9.03%)	$9,070 (+4.73%) Land $950 Building $8,120	$47,750 (+4.83%) Land $5,000 Building $42,750
2024	$587.00
2023		$8,660 Land $950 Building $7,710	$45,550 Land $5,000 Building $40,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY PWSD 1 serves 335 people · EPA ID MO1024078
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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