200 E 1st St, Oakley, MI 48649 Property Records

Saginaw County property record for 200 E 1st St, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 942 sqft
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$56,500 (Feb 2018)
Tax Bill	$889 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`07-09-3-31-0405-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-3-31-0405-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	846 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	457 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 E 1ST ST
City	OAKLEY
State	MI
Zip	48649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK 1 HENRY PARSHALLS DIVISION VILLAGE OF OAKLEY SEC 31 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	31
Legal Subdivision	HENRY PARSHALLS DIVISION
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4013
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-3-31-0405-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	211 E 1ST ST, OAKLEY, MI 48649-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LOANUNITED.COM LLC
Feb 21, 2018	Warranty Deed, Transfer · Stand-Alone Refinance UNITED FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Sep 06, 2007 · Amount on Record
Deed Document Number	20183805
Last Transfer Date	Dec 15, 2025
Transfer Doc	0000029320
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Dec 23, 2025
Property Address	200 E 1ST ST, OAKLEY, MI 48649
Document Number	0000029320
Map Reference	LB 38 PG 199A
Instrument Date	Dec 15, 2025
Instrument	2025029320
Transaction Type	Transfer
Record Updated	Jan 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 E 1ST ST, OAKLEY, MI 48649-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 E IST STREET, OAKLEY, MI 48649

Mortgage

Document Number	0000029321
Date	Dec 23, 2025
Instrument	2025029321

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 21, 2018
Property Address	200 E 1ST ST, OAKLEY, MI 48649
Document Number	2018003805
Instrument Date	Feb 16, 2018
Instrument	2018003805
Transaction Type	Transfer
Record Updated	Sep 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 GARY RD, MONTROSE, MI 48457-9324

Mortgage

Document Number	0000003806
Date	Feb 21, 2018
Instrument	2018003806

Lender

Name	UNITED FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	217 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Municipality	Oakley Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,900 (+11.14%)	$73,800 (+11.14%)
2025	$889.00 (-38.9%) Homeowner's exemption	$33,200 (+13.7%)	$66,400 (+13.7%)
2024	$1,455.00 (+89.21%)
2023		$29,200	$58,400
2022	$769.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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