200 Dover St, Shelby, NC 28150 Property Records

Cleveland County property record for 200 Dover St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,004 sqft · built 1935
Lot Size	0.175 acres (7,650 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Jan 2022)
Tax Bill	$368 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22899`

Property Details

APN / Parcel Number

Primary APN	`22899`
Alternative APNs	`1207758` `1309591`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,004 sqft Finished Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	7,650 sqft (0.175 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1309591
Street Address	200 DOVER ST
City	SHELBY
State	NC
Zip	28150-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	#24,25 PB2-1 PARKER PL
Legal Subdivision	ROAG REAL ESTATE
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2244, SHELBY, NC 28151-2244
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA TRUST BANK
Jan 28, 2022	Warranty Deed, Transfer · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	2022200067764
Deed Book / Page	1863 / 2714
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	200 DOVER ST, SHELBY, NC 28150-4715
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017950460
Date	Jul 17, 2019
Book Page	1795/0460
Instrument	200028403

Lender

Name	CAROLINA TRUST BANK
Type	Bank
Address	GASTONIA, NC 28054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 28, 2022
Property Address	200 DOVER ST, SHELBY, NC 28150-4715
Document Number	0018632714
Book / Page	1863 / 2714
Instrument Date	Jan 28, 2022
Instrument	200067764
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2244, SHELBY, NC 28151-2244
Investor	Possibly a Property Investor

Mortgage

Document Number	0018632718
Date	Jan 28, 2022
Instrument	1863/2718

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$368.00 (+15.36%)	$32,112 (-) Land $4,635 Building $27,477	$32,112 (-) Land $4,635 Building $27,477
2025	$319.00	$32,112 (+500.34%) Land $4,635 Building $27,477	$32,112 (+500.34%) Land $4,635 Building $27,477
2023		$5,349 Land $3,090 Building $2,259	$5,349 Land $3,090 Building $2,259

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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