200 Cyane Ln, Guyton, GA 31312 Property Records

Effingham County property record for 200 Cyane Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 2005
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0348A-054-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-054-000`
Alternative APNs	`0064G054000` `0348A054` `6870`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6870
Street Address	200 CYANE LN
City	GUYTON
State	GA
Zip	31312-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.64AC LOT 54 OUT 64-10
Legal Subdivision	LONESOME OAK
Legal Phase	1
Legal Lot Number	54
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	30208

Owner

Source: Effingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 CYANE LN, GUYTON, GA 31312-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage LOANS
May 29, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Feb 7, 2012 · Amount on Record
Deed Document Number	20267516
Deed Book / Page	3065 / 208
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 24, 2026
Property Address	200 CYANE LN, GUYTON, GA 31312-5419
Document Number	0000007516
Book / Page	3065 / 208
Instrument Date	Jul 24, 2026
Instrument	20267516
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CYANE LN, GUYTON, GA 31312-5419

Mortgage

Document Number	3065000211,
Date	Aug 24, 2026
Book Page	3065/211

Lender

Name	LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 29, 2026
Property Address	200 CYANE LN, GUYTON, GA 31312-5419
Document Number	3047000047
Book / Page	3047 / 47
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CYANE LN, GUYTON, GA 31312-5419

Mortgage

Document Number	3047000047,
Date	May 29, 2026
Book Page	3047/47

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	200 CYANE LN, GUYTON, GA 31312-5419
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CYANE LN, GUYTON, GA 31312-5419

Mortgage

Document Number	0000002673/0000000119
Date	Mar 22, 2021
Book Page	0000002673/0000000119
Instrument	003306

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,845 (+6.95%) Land $22,800 Building $98,045	$302,112 (+6.95%) Land $57,000 Building $245,112
2025	$2,094.00 (+8.22%) Homeowner's exemption	$112,994 (+0.13%) Land $22,800 Building $90,194	$282,485 (+0.13%) Land $57,000 Building $225,485
2024	$1,935.00 (+46.37%) Homeowner's exemption	$112,845 (+16.61%) Land $22,800 Building $90,045	$282,113 (+16.61%) Land $57,000 Building $225,113
2023	$1,322.00 (-26.51%) Homeowner's exemption	$96,768 (+18.86%) Land $17,600 Building $79,168	$241,921 (+18.86%) Land $44,000 Building $197,921
2022	$1,799.00 Homeowner's exemption	$81,412 Land $14,800 Building $66,612	$203,531 Land $37,000 Building $166,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AZALEA POINT private · serves 1,037 people · EPA ID GA1030126
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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