200 Cook Rd, Waddy, KY 40076 Property Records

Shelby County property record for 200 Cook Rd, Waddy, KY 40076

Property Summary

Owner	Individual Name on Record
Last Sale	$217,000 (Dec 2020)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-00-008B`

Property Details

APN / Parcel Number

Primary APN	`084-00-008B`
Alternative APNs	`0052908` `0056371`

Location & Zoning

Account Number	0056371
Street Address	200 COOK RD
City	WADDY
State	KY
Zip	40076-6122
Property Category	Other
Property Type	Unknown
Legal Description	MICHAEL LINDSEY HUMPHREY TR 1
Legal Tract	1
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	1
Census Block	1017
Census Tract	40101

Owner

Source: Shelby County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	200 COOK RD, WADDY, KY 40076-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	467330
Deed Book / Page	D0674 / 325
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Dec 11, 2020
Property Address	200 COOK RD, WADDY, KY 40076-6122
Document Number	0D0674/325
Book / Page	D0674 / 325
Map Reference	CAB 9 SL 364
Instrument Date	Dec 7, 2020
Instrument	467330
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	294 COOK RD, WADDY, KY 40076-6122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 COOK RD, WADDY, KY 40076-6122

Mortgage

Document Number	0000467331
Date	Dec 11, 2020
Instrument	467331

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	1-Year CMT
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00 (-2.32%)	$430,000 (-)	$430,000 (-)
2023	$4,995.00	$430,000	$430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cook Rd

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