200 Christopher Dr, Kilmarnock, VA 22482 Property Records

Lancaster County property record for 200 Christopher Dr, Kilmarnock, VA 22482

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	2 bd · 1 ba · 1,575 sqft · built 1957
Lot Size	0.389 acres (16,954 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Nov 2021)
Tax Bill	$7 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23 85A`

Property Details

APN / Parcel Number

Primary APN	`23 85A`
Alternative APN	`5115`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,982 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,954 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5115
Street Address	200 CHRISTOPHER DR
City	KILMARNOCK
State	VA
Zip	22482-3891
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Local Zoning Code	C1
Legal Description	NR FAIR GROUND .3892 AC LR21/3153 PC7/110C
Legal Subdivision	FAIR GROUND
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	30200

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 8, 2014	Deed of Trust, Mortgage · Line of Credit EVB
Dec 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 30, 2010	Deed of Trust, Mortgage BANK OF LANCASTER
Nov 4, 2010	Deed of Trust, Mortgage · Line of Credit EVB
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	20213153
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	Sep 14, 2026
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Document Number	0000001984
Instrument Date	Aug 5, 2026
Instrument	20261984
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891

Mortgage

Document Number	0000001984,
Date	Sep 14, 2026
Instrument	20261984

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2066

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001400
Date	Aug 10, 2023
Instrument	230001400

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001400/463
Date	Apr 8, 2014
Book Page	1400/463

Lender

Name	EVB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 4, 2034

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002323
Date	Dec 27, 2024
Instrument	240002323

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/1585
Date	Aug 30, 2010
Book Page	1000/1585

Lender

Name	BANK OF LANCASTER

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2020

Interest

Rate Type	Adjustable Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/2111
Date	Nov 4, 2010
Book Page	1000/2111

Lender

Name	EVB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 2, 2030

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 8, 2021
Property Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891
Document Number	0210003153
Instrument Date	Oct 15, 2021
Instrument	210003153
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	RIVER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHRISTOPHER DR, KILMARNOCK, VA 22482-3891

Mortgage

Document Number	0210003154
Date	Nov 8, 2021
Instrument	210003154

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	0210003155
Date	Nov 8, 2021
Instrument	210003155

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Kilmarnock Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00 (-98.6%)	$139,300 (+75%) Land $13,500 Building $125,800	$139,300 (+75%) Land $13,500 Building $125,800
2023	$501.00	$79,600 Land $13,500 Building $66,100	$79,600 Land $13,500 Building $66,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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