200 Chestnut Point Dr, Hardy, VA 24101 Property Records

Franklin County property record for 200 Chestnut Point Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 2003
Lot Size	0.903 acres (39,335 sqft)
Owner	Trust Name on File
Last Sale	$545,000 (Jan 2015)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015 06-019 00`

Property Details

APN / Parcel Number

Primary APN	`015 06-019 00`
Alternative APN	`3445`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Finished Basement	1,058 sqft
Sunroom	Sunroom
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,335 sqft (0.903 acres)
Terrain	Steep
View / Lot	Waterfront
Garage Area	576 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool House	Pool House
Porch	Slab
Porch Area	192 sqft
Deck Area	404 sqft
Patio Area	404 sqft
Balcony Area	24 sqft
Boat House	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3445
Street Address	200 CHESTNUT POINT DR
City	HARDY
State	VA
Zip	24101-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	CHESTNUT POINTE LOT 21
Legal Subdivision	CHESTNUT POIN
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1022
Census Tract	20302

Owner

200 Chestnut Point Dr is owner-occupied and held in a trust since September 2021.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Trust Name on File
Mailing Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Oct 19, 2022	Intrafamily Transfer, Transfer
Sep 21, 2021	Gift Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2015 · Amount on File
Deed Sale	Jan 8, 2015 · Amount on File
Deed Document Number	2015122
Deed Book / Page	1057 / 649
Last Transfer Date	Sep 14, 2021
Transfer Doc	0011702172
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012091054
Date	Feb 15, 2024
Book Page	1209/1054
Instrument	240000844

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Oct 19, 2022
Property Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112
Document Number	0011910974
Book / Page	1191 / 974
Map Reference	MB 581 PG 1014&1015
Instrument Date	Oct 19, 2022
Instrument	220007744
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112

September 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 21, 2021
Property Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112
Document Number	0011702172
Book / Page	1170 / 2172
Map Reference	MB 581 PG 1014&1015
Instrument Date	Sep 16, 2021
Instrument	210008819
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	VIRGINIA TITLE CENTER LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112

Mortgage

Document Number	0011702175
Date	Sep 21, 2021
Book Page	1170/2175
Instrument	210008820

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	200 CHESTNUT POINT DR, HARDY, VA 24101-3112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011392944
Date	May 28, 2020
Book Page	1139/2944
Instrument	200003490

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 200 Chestnut Point Dr was $3,478.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00	$808,900 Land $142,000 Building $666,900	$808,900 Land $142,000 Building $666,900
2023	$3,259.00	$534,400 (-) Land $135,000 Building $399,400	$534,400 (-) Land $135,000 Building $399,400
2022		$534,400 Land $135,000 Building $399,400	$534,400 Land $135,000 Building $399,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Chestnut Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Chestnut Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Point Dr

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